Savings Rates

SHARE, CLUBS, CERTIFICATES, IRA’S

TypeAPR*APY*Minimum
Balance
Share(Savings)0.50%0.50%$5.00
Share Drafts0.0%0.0%N\A
Vacation/Christmas Club Shares0.30%0.30%None
*6 month certificate0.30%0.30%$500
*12 month certificate0.40%0.40%$500
*24 month certificate0.50%0.50%$500
IRA's (Individual Retirement Accounts)1.00%1.00%None
APR* = Annual Percentage Rate
APY*=Annual Percentage Yield.

Rates are subject to change without notice.

Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.

Penalty imposed for early withdrawal on Share Certificates.

Fees could reduce the earnings on savings accounts.

All rates are effective as of January 1, 2020.