Auto Loans

AUTO, BOAT, MOTORCYCLE, RV, SNOWMOBILE AND ATV LOANS

OPTIONS YOU LIKE, RATES YOU CAN AFFORD.

Whether you are looking for a new car, used car, motorcycle, boat, snowmobile, ATV or RV, we are your one-stop-shop for all of your borrowing needs.

We think your borrowing experience should be as easy and rewarding as possible, and we’ll do all we can to set you up with the payment structure that works best for you. We offer convenient payment options, such as a monthly coupon book, cash payments, monthly transfer from your Credit Union Savings, payroll deduction, or direct deposit.

To apply for a loan, you can visit one of our six locations, or apply online.

YOU DESERVE THE BEST RATE.

Loan Type	APR* as low as	Term
New Vehicle (2024- 2025)
	4.43%	up to 48 mo.
	4.74%	up to 60 mo.
	5.04%	up to 72 mo.
	5.75%	up to 84 mo.
Used Vehicle (2017 - 2024)
	4.50%	up to 48 mo.
	4.75%	up to 60 mo.
	5.04%	up to 72 mo.
	5.75%	up to 84 mo. *only eligible for 2019 and newer vehicles
Used Vehicle (2012 - 2016)
	6.00%	up to 48 mo.
	7.75%	up to 60 mo. if loan amount is over $10,000
Used Vehicle (2011 & older) max mileage 150,000
	10.365%	up to 48 mo.
DRIVE4LESS (New 2024 - 2025)
	5.43%	up to 48 months
	5.74%	up to 60 months
	6.04%	up to 72 months
DRIVE4LESS (Used 2018 - 2024)
	5.50%	up to 48 months
	5.75%	up to 60 months
	6.04%	up to 72 months
New ATV/Snowmobile/Motorcycle (2025 listed as new or within 6 mo. of new)
	4.625%	up to 36 mo.
	5.625%	up to 48 mo.
	6.625%	up to 60 mo.
	7.625%	up to 72 mo.
Used ATV/Snowmobile/Motorcycle (2014 - 2024)
	4.875%	up to 36 mo.
	5.875%	up to 48 mo.
	6.875%	up to 60 mo.
	7.875%	up to 72 mo.
Older Motorcycle (2013 & older)
	7.875%	up to 36 mo.
	8.875%	up to 48 mo.
New Camper/Boat (2025 listed as new or within 6 mo. of new)
	5.365%	up to 60 mo.
	5.865%	up to 72 mo.
	6.665%	up to 84 mo.
	8.365%	up to 120 mo.
Used Camper/Boat (2014 - 2024)
	5.665%	up to 60 mo.
	6.165%	up to 72 mo.
	8.865%	up to 84 mo.
Older Camper/Boat (2011 - 2013)
	10.365%	up to 48 mo.
Older Camper/Boat (2003 - 2010)
	11.125%	up to 42 mo.
New Side by Side/UTV
	5.365%	up to 48 mo.
	5.625%	up to 60 mo.
	6.125%	up to 72 mo.
	6.625%	up to 84 mo.
Used 2019 - 2024 Side by Side/UTV
	6.365%	up to 48 mo.
	6.625%	up to 60 mo.
	7.365%	up to 72 mo.
	7.625%	up to 84 mo.
(*)APR=Annual Percentage Rate. **Rates include a .50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding Debt Protection and or GAP on loans and a 0.125% discount for Mechanical Repair Coverage on auto loans. Rates and Terms are subject to change without notification. Rates are effective as of July 1, 2025.

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If you received a notice from us requesting evidence of current insurance, because it is required as a condition of your loan agreement, please use this secure site to submit proof of insurance, check the status of your submission, or view the insurance history of your loan. You can also find answers to the most commonly asked questions about the insurance reporting process.

The information you provide is kept private and is only used to complete your insurance coverage record with us.

Please click on link to submit your insurance information requested to myloaninsurance.com

 

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