All Rates

Vehicles

Loan TypeAPR* as low asTerm
New Vehicle (2021- 2023)
2.69%up to 48 mo.
3.00%up to 60 mo.
4.00%up to 72 mo.
5.00%up to 84 mo.
Used Vehicle (2017 - 2021)
2.79%up to 48 mo.
3.29%up to 60 mo.
4.49%up to 72 mo.
5.49%up to 84 mo.
Used Vehicle (2012 - 2016)
4.00%up to 48 mo.
5.00%up to 60 mo. if loan amount is over $10,000
Used Vehicle (2007 - 2011)
8.49%up to 48 mo.
Used Vehicle (2006 & older) max mileage 150,000
7.00%up to 36 mo.
8.00%up to 48 mo.
New ATV/Snowmobile/Motorcycle (2022 listed as new or within 6 mo. of new)
3.45%up to 36 mo.
4.45%up to 48 mo.
5.45%up to 60 mo.
6.45%up to 72 mo.
Used ATV/Snowmobile/Motorcycle (2012 - 2022)
3.75%up to 36 mo.
4.75%up to 48 mo.
5.75%up to 60 mo.
6.75%up to 72 mo.
Older Motorcycle (2011 & older)
6.75%up to 36 mo.
7.75%up to 48 mo.
New Camper/Boat (2022 listed as new or within 6 mo. of new)
3.99%up to 60 mo.
4.99%up to 72 mo.
5.99%up to 84 mo.
6.69%up to 120 mo.
Used Camper/Boat (2012 - 2022)
4.99%up to 60 mo.
5.99%up to 72 mo.
6.99%up to 84 mo.
Older Camper/Boat (2008 - 2011)
8.49%up to 48 mo.
Older Camper/Boat (2001 - 2007)
9.25%up to 42 mo.
(*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification.

Personal & Shared Secured

Loan TypeAPR* as low asTerm
Signature Loan11.99%0 to 60 mo.
Co-Maker Loan9.99%0 to 60 mo.
50% Secured by Shares9.60%0 to 60 mo.
100% Secured by Shares2.00% over current savings or share certificate rate0 to 60 mo.
(*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification.

Click Here to apply online for a Credit Union loan, or Click Here to contact us for more details.

Visa Cards

Loan TypeAPR* as low asTerm
VISA Credit Card10.90%
(*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification.

Click Here to contact us for more details.

Mortgage & Home Equity

Loan TypeAPR*as low asTerm
Home Equity
Rates are for 1st Lien only. Please contact CU for 2nd Lien rates.
3.75%5 Year
4.50%10 Year
5.25%15 Year
Mortgage LoansVaries15, 20 & 30 year
NMLS ID# 422133 (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification.

To apply for a Home Equity loan, you can visit one of our seven locations, or call us for an application.

To apply for a Mortgage, you can visit OwnersChoice Funding.

Share, Clubs, Certificates, IRA’s

TypeAPR*APY*Minimum
Balance
Share(Savings)0.10%0.10%$5.00
Share Drafts0.0%0.0%N\A
Vacation/Christmas Club Shares0.05%0.05%None
*6 month certificate0.10%0.10%$500
*12 month certificate0.15%0.15%$500
*24 month certificate0.20%0.20%$500
IRA's (Individual Retirement Accounts)1.00%1.00%None
APR* = Annual Percentage Rate
APY*=Annual Percentage Yield.

Rates are subject to change without notice.

Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.

Penalty imposed for early withdrawal on Share Certificates.

Fees could reduce the earnings on savings accounts.

NMLS ID# 422133 Rates effective July 1st, 2022. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. (*)as low as (**)APY/APR = Annual Percentage Yield/Annual Percentage Rate