Ready to Get Away?

Let MLFCU help you with your summer plans!

New Camper and Boat loans starting at 5.365% APR* for up to 60 months

Used Camper and Boat loans starting at 5.665% APR* for up to 60 months

Learn More...

*APR = Annual Percentage Rate. Other rates and terms are available. Rates quoted above include a 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt protection to the loan. Not all applicants will qualify for lowest rate.

A VACATION LOAN FOR WHATEVER FLOATS YOUR BOAT

Borrow up to $10,000 for as low as 5.99% APR*

Learn More...

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply.

Side by Side/UTV Loans

Hit the trails with a loan from MLFCU because you’re never to old to play in the mud!

New Rates as low as 5.365% APR* for up to 48 months

Used Rates as low as 6.365% APR* for up to 48 months

Check our current rates

*APR = Annual Percentage Rate. Other rates and terms are available. Rates quoted above include a 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt protection to the loan. Not all applicants will qualify for lowest rate.

Love your home even more.

Create your dream home with a MLFCU Home Improvement loan. Borrow up to $15,000 with rates starting as low as 5.25% APR*.

Learn More...

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or supply an estimate to verify work.

News & Events

Welcome Potter and Forest County!

We are excited to announce that our Field of Membership has expanded. Welcome Potter & Forest County!

17
Jul

Best of Tri-County! Vote for MLFCU

Vote for MLFCU as your favorite financial institution! Voting is open until July 30th at 5 pm.

16
Jul

Member Appreciation Days are Back!!

Member Appreciation Days are Back!

15
Jul

MLFCU’s Scholarship Raffles

"Winners have been Announced" for our 4th of July Raffle Baskets! With all proceeds going to the 2026 MLFCU Scholarship Fund.

03
Jul

Quarterly Newsletter – Summer 2025

The latest quarterly newsletter is now available! Rates are subject to change at any time.

01
Jul

Warren Branch Parking Lot Construction to begin on July 28th

01
Jul

Amazon Prime Days are coming! Don’t get scammed!

Shop safe on Amazon Prime Days with our reloadable prepaid cards.

30
Jun

DRIVE4LESS Auto Loans

Let MLFCU get you into an affordable payment with a DRIVE4LESS Auto Loan

27
Jun

MEMBER SERVICE REWARDS

Reintroducing our Member Service Rewards! The more services you have with the CU allows you to receive a lower APR* on you loan.

02
Jun

Past news & events

Holiday Closures

2025 HOLIDAY CLOSURES

Labor Day – Monday, September 1st

Columbus Day – Monday, October 13th

Veterans Day – Tuesday, November 11th

Thanksgiving – Thursday, November 27th

Christmas Eve – Wednesday, December 24th – Close at Noon

Christmas – Thursday, December 25th

New Years Eve – Wednesday, December 31st – Close at Noon

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

NMLS ID# 422133 Rate effective July 1st, 2025. Rates may include discounts for having 4+ services with the CU and discounts with Debt Protection/GAP and Mechanical Repair Coverage. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. ()as low as (*)APY/APR = Annual Percentage Yield/Annual Percentage Rate
Shares			Min. Balance $5.00
$0.01 to $2,500.00	0.25%	APY**
$2,500.01 to $15,000.00	0.30%	APY**
$15,000.01 to $50,000.00	0.35%	APY**
$50,000.01 and above	0.40%	APY**
Club Accounts	0.05%	APY**	No Min. Balance
IRA's	1.00%	APY**	No Min. Balance
24 mo. Cert.	3.50%	APY**	Min. Balance $500
Auto Loans*	4.43%	APR**
Visa*	12.90%	APR**
Home Equity* Rates are for 1st Lien only. Please contact CU for 2nd Lien rates.	4.625%	APR** 5 Year
	5.125%	APR** 10 Year
	5.625%	APR** 15 Year
Mortgage Loans	Varies	15, 20 & 30 year

View All Rates

Mortgage Rates

Apply Now

Applications & Forms

Select a Form

Apply for a Loan

Account Services

Loan Specials

Camper or Boat Loans

Cruise into Summer with a New or Used Camper or Boat Loan.

Vacation Loan Special

Vacation Loans. We help you get there! Apply Today, Leave Tomorrow!

No Fee Home Equity Loan

Put the value of your house to work for you with a No Fee Home Equity Loan from MLFCU.

Debt Consolidation Loan Special

Let us help you take control of your Debt!

Side-by-Side Utility Vehicle Loans

Your favorite Side by Side or UTV is just a loan away!

Home Improvement Loan

Home Improvement Loan... We have the tools to get the job done!

Vehicles & Items for Bid

2023 Can Am Commander XT 700

5,380 miles
Front Windshield
Back Windshield
Winch
Bluetooth Speaker

The Mountain Laurel FCU is now accepting bids for the vehicle listed above. This vehicle may be viewed at the credit union office at 413 S. Michael Street, St. Marys, PA. By placing a bid on this vehicle, you will accept it in its present “AS IS” condition and relieves the Mountain Laurel FCU of any further responsibility whatsoever in connection with the condition of this vehicle. No representation, promise, or warranty expressed or implied with respect to the merchantability, suitability, or fitness for the purpose intended for the vehicle. Mountain Laurel FCU reserves the right to accept or reject all bids.

Last day of Bid: 07/28/2025

Bid Request

DRIVE4LESS Auto Loans

Ready to Get Away?

Let MLFCU help you with your summer plans!

New Camper and Boat loans starting at 5.365% APR* for up to 60 months

Used Camper and Boat loans starting at 5.665% APR* for up to 60 months

*APR = Annual Percentage Rate. Other rates and terms are available. Rates quoted above include a 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt protection to the loan. Not all applicants will qualify for lowest rate.

A VACATION LOAN FOR WHATEVER FLOATS YOUR BOAT

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply.

Side by Side/UTV Loans

*APR = Annual Percentage Rate. Other rates and terms are available. Rates quoted above include a 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt protection to the loan. Not all applicants will qualify for lowest rate.

Debt Consolidation Loan

*APR = Annual Percentage Rate. Certain terms and conditions apply. Funds must be payable to lenders.

Love your home even more.

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or supply an estimate to verify work.

News & Events

Holiday Closures

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

Mortgage Rates

Applications & Forms

Loan Specials

Vehicles & Items for Bid

2023 Can Am Commander XT 700