News & Events

Holiday Closure

In observance of Good Friday, all branches will be closing at noon on Friday, April 3rd.

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01
Apr
Quarterly Newsletter – Spring 2026

The latest quarterly newsletter is now available! Rates are subject to change at any time.

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01
Apr
Bill Pay Scheduled Maintenance and Downtime

An annual system maintenance will begin at 11:00 p.m. ET on Saturday, April 11, 2026 through 5:00 a.m. ET on Sunday, April 12, 2026.

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27
Mar
Celebrate Youth Month At MLFCU This April

Celebrate Youth Month as MLFCU This April

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27
Mar
Warren MLFCU is collecting items for local service members

The Warren branch of Mountain Laurel Federal Credit Union is accepting donations to support our local service members currently deployed overseas.

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18
Mar
MLFCU’s Scholarship Raffles

Purchase your Spring Raffle tickets to show love to our High School Seniors! Proceeds benefit the MLFCU Scholarship Fund.

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17
Mar
Join us at the 2026 56th Annual Meeting

Save the Date! April 18th, 2026. 56th Annual Meeting and Dinner.

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24
Feb
Get Your Maximum Refund and Special Savings on TurboTax & H&R Block

Exclusive Member Discounts - Just for you!

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24
Feb
MEMBER SERVICE REWARDS

Reintroducing our Member Service Rewards! The more services you have with the CU allows you to receive a lower APR* on your loan.

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24
Feb
Past news & events

Holiday Closures

2026 HOLIDAY CLOSURES
 
Good Friday (Close at Noon) – April 3
Memorial Day – May 25
Labor Day – September 7
Columbus Day (Staff Training) – October 12
Veterans Day – November 11
Thanksgiving – November 26
Christmas Eve (Close at Noon) – December 24
Christmas – December 25
New Years Eve (Close at Noon) – December 31

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

Shares Min. Balance $5.00
$0.01 to $2,500.000.25%APY**
$2,500.01 to $15,000.000.30%APY**
$15,000.01 to $50,000.000.35%APY**
$50,000.01 and above0.40%APY**
Club Accounts 0.05% APY**No Min. Balance
IRA's 1.00% APY**No Min. Balance
24 mo. Cert. 3.50%APY**Min. Balance $500
Auto Loans* 4.51% APR**
Visa* 12.90% APR**
Home Equity*
Rates are for 1st Lien only. Please contact CU for 2nd Lien rates.		4.625%APR** 5 Year
5.125%APR** 10 Year
5.625%APR** 15 Year
Mortgage LoansVaries15, 20 & 30 year
NMLS ID# 422133 Rate effective January 1st, 2026. Rates may include discounts for having 4+ services with the CU and discounts with Debt Protection/GAP and Mechanical Repair Coverage. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. (*)as low as (**)APY/APR = Annual Percentage Yield/Annual Percentage Rate

View All Rates

Mortgage Rates

Applications & Forms

Loan Specials

No Fee Home Equity Loan

Put the value of your house to work for you with a NO FEE HOME EQUITY LOAN from MLFCU.

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Home Improvement Banner
Home Improvement Loan

Home Improvement Loan... We have the tools to get the job done!

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Spring Auto Loan

Your next adventure starts at MLFCU! Check out our new rates on new and used vehicles.

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tax time clock
Tax Time Loan Special

Don't Stress! We Make Tax Time Easy With Our Tax Loan Special

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Debt Consolidation Loan Special

Let us help you take control of your Debt!

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Vehicles & Items for Bid

2018 Jeep Compass

 

  • 61,269 Miles
  • 2.4 L 4WD
  • Heated Front Seats
  • Advanced Safety Package
  • Collison Avoidance System

The Mountain Laurel FCU is now accepting bids for the vehicle listed above. This vehicle may be viewed at the credit union office at 413 S. Michael Street, St. Marys, PA. By placing a bid on this vehicle, you will accept it in its present “AS IS” condition and relieves the Mountain Laurel FCU of any further responsibility whatsoever in connection with the condition of this vehicle. No representation, promise, or warranty expressed or implied with respect to the merchantability, suitability, or fitness for the purpose intended for the vehicle. Mountain Laurel FCU reserves the right to accept or reject all bids.

Last day of Bid: 04/01/2026

Bid Request