Home Equity Loan Special

Get the most out of your Home Equity. Rates as low as 4.625% APR*. Hurry! This is a limited time offer.

*APR = Annual Percentage Rate. Rate shown includes the Member service rewards discount for having 4+ qualifying services with the cu and a 0.125% discount for adding debt protection. Min. new money is $15,000. Certain terms and conditions apply.

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Ready to Get Away?

Let MLFCU help you with your summer plans!

New Camper and Boat loans starting at 5.365% APR* for up to 60 months

Used Camper and Boat loans starting at 5.665% APR* for up to 60 months

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*APR = Annual Percentage Rate. Other rates and terms are available. Rates quoted above include a 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt protection to the loan. Not all applicants will qualify for lowest rate.

A VACATION LOAN FOR WHATEVER FLOATS YOUR BOAT

Borrow up to $10,000 for as low as 5.99% APR*

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*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply.

Love your home even more.

Create your dream home with a MLFCU Home Improvement loan. Borrow up to $15,000 with rates starting as low as 5.25% APR*.

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*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or supply an estimate to verify work.

New & Used Auto Loans

Get a great auto loan rate starting as low as 4.51%** APR* for up to 72 months on 2018 – 2026 autos.

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*APR = Annual Percentage Rate. **Rate listed above includes the Member Service Rewards discount for having 4+ services and the discount for adding debt protection/GAP and Mechanical Repair Coverage to your loan. Max. mileage is 150,000 miles. Certain terms and conditions apply.

Holiday Loans

This year, don’t let Santa get all the credit!

Borrow up to $ 5,000 for as low as 5.99% APR* for 24 months

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*APR = Annual Percentage Rate. Certain terms and conditions apply. Rate based on credit score and debt to income ratio. Not all will qualify for lowest rate.

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Watch your savings GROW

Spring into action with our Share Certificate Rates

3.00% APY* 6 months

3.25% APY* 12 months

3.50% APY* 24 months

*Annual Percentage Yield. APY is accurate as of 04/01/2023 and is subject to change. The minimum investment required is $500. Early withdrawal penalties apply. Federally insured by the NCUA up to $250,000.

NEWS & EVENTS

Winners of the 2026 MLFCU’s Annual Scholarship Program Announced

Winners of the 2026 MLFCU's Annual Scholarship Program Announced!

21
May

Congratulations to our Youth Month Winners!

Youth Month winners have been announced!

07
May

Moli – P2P Payments will be discontinued 05/29/2026

Moli – P2P Payments will be discontinued 05/29/2026.

05
May

STAY CONNECTED!

Update your contact information with MLFCU today!

30
Apr

MLFCU’s Scholarship Raffles

Winners have been chosen! Congrats to all who won!

28
Apr

New IRS Scams to watch out for

New IRS Scams to watch out for! The 2026 Dirty Dozen: 12 key scams

28
Apr

Quarterly Newsletter – Spring 2026

The latest quarterly newsletter is now available! Rates are subject to change at any time.

01
Apr

Warren MLFCU is collecting items for local service members

The Warren branch of Mountain Laurel Federal Credit Union is accepting donations to support our local service members currently deployed overseas.

18
Mar

MLFCU’s Scholarship Raffles

Purchase your Spring Raffle tickets to show love to our High School Seniors! Proceeds benefit the MLFCU Scholarship Fund.

17
Mar

Past news & events

HOLIDAY CLOSURES

2026 HOLIDAY CLOSURES

Good Friday (Close at Noon) – April 3

Memorial Day – May 25

Labor Day – September 7

Columbus Day (Staff Training) – October 12

Veterans Day – November 11

Thanksgiving – November 26

Christmas Eve (Close at Noon) – December 24

Christmas – December 25

New Years Eve (Close at Noon) – December 31

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

Shares			Min. Balance $5.00
$0.01 to $2,500.00	0.25%	APY**
$2,500.01 to $15,000.00	0.30%	APY**
$15,000.01 to $50,000.00	0.35%	APY**
$50,000.01 and above	0.40%	APY**
Club Accounts	0.05%	APY**	No Min. Balance
IRA's	1.00%	APY**	No Min. Balance
24 mo. Cert.	3.50%	APY**	Min. Balance $500
Auto Loans*	3.99%	APR**
Visa*	12.90%	APR**
Home Equity* Rates are for 1st Lien only. Please contact CU for 2nd Lien rates.	4.99%	APR** 5 Year
	5.26%	APR** 10 Year
	5.75%	APR** 15 Year
Mortgage Loans	Varies	15, 20 & 30 year
NMLS ID# 422133 Rate effective April 1st, 2026. Rates may qualify for discounts for having 4+ services with the CU and discounts with Debt Protection/GAP and Mechanical Repair Coverage. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. ()as low as (*)APY/APR = Annual Percentage Yield/Annual Percentage Rate

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Home Equity Loan Special

*APR = Annual Percentage Rate. Rate shown includes the Member service rewards discount for having 4+ qualifying services with the cu and a 0.125% discount for adding debt protection. Min. new money is $15,000. Certain terms and conditions apply.

Ready to Get Away?

Let MLFCU help you with your summer plans!

New Camper and Boat loans starting at 5.365% APR* for up to 60 months

Used Camper and Boat loans starting at 5.665% APR* for up to 60 months

*APR = Annual Percentage Rate. Other rates and terms are available. Rates quoted above include a 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt protection to the loan. Not all applicants will qualify for lowest rate.

A VACATION LOAN FOR WHATEVER FLOATS YOUR BOAT

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply.

Love your home even more.

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or supply an estimate to verify work.

New & Used Auto Loans

*APR = Annual Percentage Rate. **Rate listed above includes the Member Service Rewards discount for having 4+ services and the discount for adding debt protection/GAP and Mechanical Repair Coverage to your loan. Max. mileage is 150,000 miles. Certain terms and conditions apply.

Drive4Less Auto Lending Program

*APR = Annual Percentage Rate.

Certain terms and conditions apply.

Holiday Loans

*APR = Annual Percentage Rate. Certain terms and conditions apply. Rate based on credit score and debt to income ratio. Not all will qualify for lowest rate.

Watch your savings GROW

*Annual Percentage Yield. APY is accurate as of 04/01/2023 and is subject to change. The minimum investment required is $500. Early withdrawal penalties apply. Federally insured by the NCUA up to $250,000.

NEWS & EVENTS

HOLIDAY CLOSURES

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

Mortgage Rates

Applications & Forms

Loan Specials

Vehicles & Items for Bid