Watch your savings GROW
Spring into action with our Share Certificate Rates
3.00% APY* 6 months
3.25% APY* 12 months
3.50% APY* 24 months
Dreaming of that beautiful lawn?
Lawn Mower and Tractor loan rates start as low as 4.99% APR* for up to 60 months.
Learn More...*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Other rates and terms are available.
Love your home even more.
Create your dream home with a MLFCU Home Improvement loan. Borrow up to $15,000 with rates starting as low as 4.75% APR*.
*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or supply an estimate to verify work.
Discover the value in your home!
Home Equity Loan! Rates as low as:
5.00% APR* for up to 60 months
5.75% APR* for up to 120 months
6.50% APR* for up to 180 months
Learn More...*APR = Annual Percentage Rate. Rates and terms are subject to change. Rates are for 1st lien only. Min. new loan money is $15,000. Contact the CU for details and application. NMLS# 422133
LIFE IS SWEETER WITH DAFFINS!
Almost SOLD OUT!
Get them while they last! Visit the St. Marys branch to buy yours today! $1.00 each
*APR = Annual Percentage Rate. Certain terms and conditions apply.
Get the money you need for school
Whether you’re an undergrad, grad student,
or a parent, we have loans to meet your needs.
- Competitive interest rates
- Multiple repayment options
- No origination fee or prepayment penalty
DRIVE4LESS Auto Loans
Fight sticker shock!
Dramatically lower your monthly auto payment.
VACATION LOANS We help get you there!
Apply today, leave tomorrow
Borrow up to $5,000 for as low as 6.50% APR with a Vacation Loan from MLFCU
*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply.
News & Events
UPDATE: POWER HAS BEEN RESTORED AND WE ARE UP AND RUNNING! Thank you for your patience.
Debit Cards, Online Banking and VRU are currently down due to a power outage. [...]
Read More...May
Winners of the 2023 MLFCU’s Annual Scholarship Program Announced
Winners of the 2023 MLFCU's Annual Scholarship Program Announced! [...]
Read More...May
Update: Warren West Branch Roundabout Construction
05/15/2023: Updates on Warren West Parking Lot/Drive Thru during construction [...]
Read More...May
Quarterly Newsletter – Spring 2023
The latest quarterly newsletter is now available! Rates are subject to change at any time. [...]
Read More...Apr
Watch Your Savings GROW!
Check out our new Share Certificate Rates and watch your savings GROW! [...]
Read More...Apr
Get Your Maximum Refund and Special Savings on TurboTax & H&R Block
Save on TurboTax® and H&R Block® This Tax Season [...]
Read More...Mar
Winners of the 2022 Pennie Penguin and Stash Your Cash Programs Announced
Winners of the 2022 Pennie Penguin and Stash Your Cash Programs Announced [...]
Read More...Feb
Our Team Is Growing…
Our Team is Growing...a part-time position is available now at the St. Marys branch. [...]
Read More...Dec
Dec
Holiday Closures
Access your account 24-7 with phone banking, online banking or our mobile app!
Current Rates | Applications | Forms
Current Rates
Shares | .25% | APY** | Min. Balance $5.00 |
Club Accounts | .05% | APY** | No Min. Balance |
IRA's | 1.00% | APY** | No Min. Balance |
24 mo. Cert. | 3.50% | APY** | Min. Balance $500 |
Auto Loans* | 4.18% | APR** | |
Visa* | 10.90% | APR** | |
Home Equity* Rates are for 1st Lien only. Please contact CU for 2nd Lien rates. | 5.00% | APR** 5 Year | |
5.75% | APR** 10 Year | ||
6.50% | APR** 15 Year | ||
Mortgage Loans | Varies | 15, 20 & 30 year | |
NMLS ID# 422133 Rate effective April 1st, 2023. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. (*)as low as (**)APY/APR = Annual Percentage Yield/Annual Percentage Rate |
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Mortgage Rates
Applications & Forms
Loan Specials
Home Improvement Loan
Home Improvement Loan... We have the tools to get the job done! [...]
Read More...Vacation Loan Special
Vacation Loans. We help you get there! Apply Today, Leave Tomorrow! [...]
Read More...Lawn Mower/Tractor Loan
Lawn Mower/Tractor Loan... Your yard is about to be the talk of the neighborhood! [...]
Read More...