Love your home even more!

Create your dream home with a MLFCU Home Improvement loan. Borrow up to $25,000 with rates starting as low as 4.76% APR*.

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*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or provide receipts for reimbursements.

New & Used Auto Loans

Get a great auto loan rate starting as low as 3.99% APR* for up to 72 months on 2018 – 2026 autos.

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APR = Annual Percentage Rate. You may qualify for a loan discount through our Member Service Rewards program for having 4+ services and an additional discount for adding debt protection/GAP and Mechanical Repair Coverage to your loan. Max. mileage is 150,000 miles. Certain terms and conditions apply.

We Make Tax Time Easy!

MLFCU makes paying taxes easy and affordable. Borrow up to $10,000 for as low as 6.25% APR*

Learn More...

*APR = Annual Percentage Rate. Certain terms and conditions apply. Not all borrowers will qualify for the lowest rate. Funds must be payable to Tax collector, State or Federal.

News & Events

Quarterly Newsletter – Spring 2026

The latest quarterly newsletter is now available! Rates are subject to change at any time.

01
Apr

Bill Pay Scheduled Maintenance and Downtime

An annual system maintenance will begin at 11:00 p.m. ET on Saturday, April 11, 2026 through 5:00 a.m. ET on Sunday, April 12, 2026.

27
Mar

Celebrate Youth Month At MLFCU This April

Celebrate Youth Month as MLFCU This April

27
Mar

Warren MLFCU is collecting items for local service members

The Warren branch of Mountain Laurel Federal Credit Union is accepting donations to support our local service members currently deployed overseas.

18
Mar

MLFCU’s Scholarship Raffles

Purchase your Spring Raffle tickets to show love to our High School Seniors! Proceeds benefit the MLFCU Scholarship Fund.

17
Mar

Join us at the 2026 56th Annual Meeting

Save the Date! April 18th, 2026. 56th Annual Meeting and Dinner.

24
Feb

Get Your Maximum Refund and Special Savings on TurboTax & H&R Block

Exclusive Member Discounts - Just for you!

24
Feb

MEMBER SERVICE REWARDS

Reintroducing our Member Service Rewards! The more services you have with the CU allows you to receive a lower APR* on your loan.

24
Feb

MLFCU VOTED ONE OF THE BEST OF TRI-COUNTY!

Thank you for voting Mountain Laurel Federal Credit Union in the Best of Tri-County 2025 Awards.

30
Jan

Past news & events

Holiday Closures

2026 HOLIDAY CLOSURES

Memorial Day – May 25

Labor Day – September 7

Columbus Day (Staff Training) – October 12

Veterans Day – November 11

Thanksgiving – November 26

Christmas Eve (Close at Noon) – December 24

Christmas – December 25

New Years Eve (Close at Noon) – December 31

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

NMLS ID# 422133 Rate effective April 1st, 2026. Rates may qualify for discounts for having 4+ services with the CU and discounts with Debt Protection/GAP and Mechanical Repair Coverage. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. ()as low as (*)APY/APR = Annual Percentage Yield/Annual Percentage Rate
Shares			Min. Balance $5.00
$0.01 to $2,500.00	0.25%	APY**
$2,500.01 to $15,000.00	0.30%	APY**
$15,000.01 to $50,000.00	0.35%	APY**
$50,000.01 and above	0.40%	APY**
Club Accounts	0.05%	APY**	No Min. Balance
IRA's	1.00%	APY**	No Min. Balance
24 mo. Cert.	3.50%	APY**	Min. Balance $500
Auto Loans*	3.99%	APR**
Visa*	12.90%	APR**
Home Equity* Rates are for 1st Lien only. Please contact CU for 2nd Lien rates.	4.99%	APR** 5 Year
	5.26%	APR** 10 Year
	5.75%	APR** 15 Year
Mortgage Loans	Varies	15, 20 & 30 year

View All Rates

Mortgage Rates

Apply Now

Applications & Forms

Select a Form

Apply for a Loan

Account Services

NO FEE

Home Equity Loan

*APR = Annual Percentage Rate. Min. new money is $15,000. Certain terms and conditions apply.

Love your home even more!

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or provide receipts for reimbursements.

New & Used Auto Loans

*APR = Annual Percentage Rate. Certain terms and conditions apply.

We Make Tax Time Easy!

*APR = Annual Percentage Rate. Certain terms and conditions apply. Not all borrowers will qualify for the lowest rate. Funds must be payable to Tax collector, State or Federal.

Drive4Less Auto Lending Program

*APR = Annual Percentage Rate.

Certain terms and conditions apply.

News & Events

Quarterly Newsletter – Spring 2026

Bill Pay Scheduled Maintenance and Downtime

Celebrate Youth Month At MLFCU This April

Warren MLFCU is collecting items for local service members

MLFCU’s Scholarship Raffles

Join us at the 2026 56th Annual Meeting

Get Your Maximum Refund and Special Savings on TurboTax & H&R Block

MEMBER SERVICE REWARDS

MLFCU VOTED ONE OF THE BEST OF TRI-COUNTY!

Holiday Closures

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

Mortgage Rates

Applications & Forms

Loan Specials

No Fee Home Equity Loan

Home Improvement Loan

Spring Auto Loan

Tax Time Loan Special

Debt Consolidation Loan Special

Vehicles & Items for Bid