Loan Rates
Vehicles
| Loan Type | APR* as low as | Term |
|---|---|---|
| New Vehicle (2022- 2024) | ||
| 4.18% | up to 48 mo. | |
| 4.49% | up to 60 mo. | |
| 5.49% | up to 72 mo. | |
| 6.49% | up to 84 mo. | |
| Used Vehicle (2018 - 2022) | ||
| 4.79% | up to 48 mo. | |
| 5.49% | up to 60 mo. | |
| 6.49% | up to 72 mo. | |
| 7.49% | up to 84 mo. | |
| Used Vehicle (2013 - 2017) | ||
| 5.75% | up to 48 mo. | |
| 7.50% | up to 60 mo. if loan amount is over $10,000 | |
| Used Vehicle (2008 - 2012) | ||
| 9.99% | up to 48 mo. | |
| Used Vehicle (2007 & older) max mileage 150,000 | ||
| 8.50% | up to 36 mo. | |
| 9.50% | up to 48 mo. | |
| DRIVE4LESS (New 2022 - 2024) | ||
| 5.18% | up to 48 months | |
| 5.49% | up to 60 months | |
| 6.49% | up to 72 months | |
| DRIVE4LESS (Used 2018 - 2022) | ||
| 5.79% | up to 48 months | |
| 6.49% | up to 60 months | |
| 7.49% | up to 72 months | |
| New ATV/Snowmobile/Motorcycle (2023 listed as new or within 6 mo. of new) | ||
| 4.25% | up to 36 mo. | |
| 5.25% | up to 48 mo. | |
| 6.25% | up to 60 mo. | |
| 7.25% | up to 72 mo. | |
| Used ATV/Snowmobile/Motorcycle (2013 - 2023) | ||
| 4.50% | up to 36 mo. | |
| 5.50% | up to 48 mo. | |
| 6.50% | up to 60 mo. | |
| 7.50% | up to 72 mo. | |
| Older Motorcycle (2012 & older) | ||
| 7.50% | up to 36 mo. | |
| 8.50% | up to 48 mo. | |
| New Camper/Boat (2023 listed as new or within 6 mo. of new) | ||
| 5.49% | up to 60 mo. | |
| 6.49% | up to 72 mo. | |
| 7.49% | up to 84 mo. | |
| 8.19% | up to 120 mo. | |
| Used Camper/Boat (2013 - 2023) | ||
| 6.49% | up to 60 mo. | |
| 7.49% | up to 72 mo. | |
| 8.49% | up to 84 mo. | |
| Older Camper/Boat (2009 - 2012) | ||
| 9.99% | up to 48 mo. | |
| Older Camper/Boat (2002 - 2008) | ||
| 10.75% | up to 42 mo. | |
| (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification. Rates are effective as of November 1, 2023. | ||
Personal & Shared Secured
| Loan Type | APR* as low as | Term |
|---|---|---|
| Signature Loan | 12.49% | 0 to 60 mo. |
| Co-Maker Loan | 10.49% | 0 to 60 mo. |
| 50% Secured by Shares | 10.10% | 0 to 60 mo. |
| 100% Secured by Shares | 2.00% over current savings or share certificate rate | 0 to 60 mo. |
| (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification. | ||
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Visa Cards
| Loan Type | APR* as low as | Term |
|---|---|---|
| VISA Credit Card | 12.90% | |
| (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification. | ||
Mortgage & Home Equity
| Loan Type | APR*as low as | Term |
|---|---|---|
| Home Equity Rates are for 1st Lien only. Please contact CU for 2nd Lien rates. | 5.75% | 5 Year |
| 6.50% | 10 Year | |
| 7.00% | 15 Year | |
| Mortgage Loans | Varies | 15, 20 & 30 year |
| NMLS ID# 422133 (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification. | ||
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NMLS ID# 422133 Rates effective November 1st, 2023. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. (*)as low as (**)APY/APR = Annual Percentage Yield/Annual Percentage Rate