News & Events

MLFCU’s Scholarship Raffles

"Winners have been Announced" for our 4th of July Raffle Baskets! With all proceeds going to the 2026 MLFCU Scholarship Fund.

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Holiday Closure

In observance of Independence Day, all branches will be closed on Friday, July 4th.

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Member Appreciation Days are Back!!

Member Appreciation Days are Back!

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Quarterly Newsletter – Summer 2025

The latest quarterly newsletter is now available! Rates are subject to change at any time.

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Warren Branch Parking Lot Construction to begin on July 28th

Warren Branch Parking Lot Construction to begin on July 28th

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Amazon Prime Days are coming! Don’t get scammed!

Shop safe on Amazon Prime Days with our reloadable prepaid cards.

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DRIVE4LESS Auto Loans

Let MLFCU get you into an affordable payment with a DRIVE4LESS Auto Loan

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Best of Tri-County! Vote for MLFCU

Nominate MLFCU as your favorite financial institution! Nominations are open until July 9th at 5 pm.

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MEMBER SERVICE REWARDS

Reintroducing our Member Service Rewards! The more services you have with the CU allows you to receive a lower APR* on you loan.

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Past news & events

Holiday Closures

2025 HOLIDAY CLOSURES
Independence Day – Friday, July 4th
Labor Day – Monday, September 1st
Columbus Day – Monday, October 13th
Veterans Day – Tuesday, November 11th
Thanksgiving – Thursday, November 27th
Christmas Eve – Wednesday, December 24th – Close at Noon
Christmas – Thursday, December 25th
New Years Eve – Wednesday, December 31st – Close at Noon
 

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Current Rates | Applications | Forms

Current Rates

Shares Min. Balance $5.00
$0.01 to $2,500.000.25%APY**
$2,500.01 to $15,000.000.30%APY**
$15,000.01 to $50,000.000.35%APY**
$50,000.01 and above0.40%APY**
Club Accounts 0.05% APY**No Min. Balance
IRA's 1.00% APY**No Min. Balance
24 mo. Cert. 3.50%APY**Min. Balance $500
Auto Loans* 4.43% APR**
Visa* 12.90% APR**
Home Equity*
Rates are for 1st Lien only. Please contact CU for 2nd Lien rates.
4.625%APR** 5 Year
5.125%APR** 10 Year
5.625%APR** 15 Year
Mortgage LoansVaries15, 20 & 30 year
NMLS ID# 422133 Rate effective July 1st, 2025. Rates may include discounts for having 4+ services with the CU and discounts with Debt Protection/GAP and Mechanical Repair Coverage. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. (*)as low as (**)APY/APR = Annual Percentage Yield/Annual Percentage Rate

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Mortgage Rates

Loan Specials

Camper or Boat Loans

Cruise into Summer with a New or Used Camper or Boat Loan.

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Vacation Loan Special

Vacation Loans. We help you get there! Apply Today, Leave Tomorrow!

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No Fee Home Equity Loan

Put the value of your house to work for you with a No Fee Home Equity Loan from MLFCU.

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Debt Consolidation Loan Special

Let us help you take control of your Debt!

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Side-by-Side Utility Vehicle Loans

Your favorite Side by Side or UTV is just a loan away!

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Home Improvement Loan

Home Improvement Loan... We have the tools to get the job done!

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Vehicles & Items for Bid