DRIVE4LESS Auto Loans
Fight sticker shock!
Dramatically lower your monthly auto payment. Let MLFCU help you find an affordable auto payment with our Drive4Less Auto Lending Program. Ask us about it today!
Fight sticker shock!
Dramatically lower your monthly auto payment. Let MLFCU help you find an affordable auto payment with our Drive4Less Auto Lending Program. Ask us about it today!
Borrow up to $10,000 for as low as 5.99% APR*
Hit the trails with a loan from MLFCU because you’re never to old to play in the mud!
New Rates as low as 5.365% APR* for up to 48 months
Used Rates as low as 6.365% APR* for up to 48 months
Dig yourself out of Debt
Consolidate up to $15,000 of high-interest debt for as low as 5.95% APR*
Create your dream home with a MLFCU Home Improvement loan. Borrow up to $15,000 with rates starting as low as 5.25% APR*.
"Winners have been Announced" for our 4th of July Raffle Baskets! With all proceeds going to the 2026 MLFCU Scholarship Fund.
Read More...In observance of Independence Day, all branches will be closed on Friday, July 4th.
Read More...The latest quarterly newsletter is now available! Rates are subject to change at any time.
Read More...Warren Branch Parking Lot Construction to begin on July 28th
Read More...Shop safe on Amazon Prime Days with our reloadable prepaid cards.
Read More...Let MLFCU get you into an affordable payment with a DRIVE4LESS Auto Loan
Read More...Nominate MLFCU as your favorite financial institution! Nominations are open until July 9th at 5 pm.
Read More...Reintroducing our Member Service Rewards! The more services you have with the CU allows you to receive a lower APR* on you loan.
Read More...Shares | Min. Balance $5.00 | ||
$0.01 to $2,500.00 | 0.25% | APY** | |
$2,500.01 to $15,000.00 | 0.30% | APY** | |
$15,000.01 to $50,000.00 | 0.35% | APY** | |
$50,000.01 and above | 0.40% | APY** | |
Club Accounts | 0.05% | APY** | No Min. Balance |
IRA's | 1.00% | APY** | No Min. Balance |
24 mo. Cert. | 3.50% | APY** | Min. Balance $500 |
Auto Loans* | 4.43% | APR** | |
Visa* | 12.90% | APR** | |
Home Equity* Rates are for 1st Lien only. Please contact CU for 2nd Lien rates. | 4.625% | APR** 5 Year | |
5.125% | APR** 10 Year | ||
5.625% | APR** 15 Year | ||
Mortgage Loans | Varies | 15, 20 & 30 year | |
NMLS ID# 422133 Rate effective July 1st, 2025. Rates may include discounts for having 4+ services with the CU and discounts with Debt Protection/GAP and Mechanical Repair Coverage. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. (*)as low as (**)APY/APR = Annual Percentage Yield/Annual Percentage Rate |
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Vacation Loans. We help you get there! Apply Today, Leave Tomorrow!
Read More...Put the value of your house to work for you with a No Fee Home Equity Loan from MLFCU.
Read More...Your favorite Side by Side or UTV is just a loan away!
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