Ready to Get Away?

Let MLFCU help you with your summer plans!

New Camper and Boat loans starting at 5.365% APR* for up to 60 months

Used Camper and Boat loans starting at 5.665% APR* for up to 60 months

Learn More...

*APR = Annual Percentage Rate. Other rates and terms are available. Rates quoted above include a 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt protection to the loan. Not all applicants will qualify for lowest rate.

A VACATION LOAN FOR WHATEVER FLOATS YOUR BOAT

Borrow up to $10,000 for as low as 5.99% APR*

Learn More...

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply.

Side by Side/UTV Loans

Hit the trails with a loan from MLFCU because you’re never to old to play in the mud!

New Rates as low as 5.365% APR* for up to 48 months

Used Rates as low as 6.365% APR* for up to 48 months

Check our current rates

*APR = Annual Percentage Rate. Other rates and terms are available. Rates quoted above include a 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt protection to the loan. Not all applicants will qualify for lowest rate.

Love your home even more.

Create your dream home with a MLFCU Home Improvement loan. Borrow up to $15,000 with rates starting as low as 5.25% APR*.

Learn More...

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or supply an estimate to verify work.

News & Events

DRIVE4LESS Auto Loans

Let MLFCU get you into an affordable payment with a DRIVE4LESS Auto Loan

27
Jun

Best of Tri-County! Vote for MLFCU

Nominate MLFCU as your favorite financial institution! Nominations are open until July 9th at 5 pm.

23
Jun

MLFCU’s Scholarship Raffles

Check out our 4th of July Raffle Baskets! Proceeds will go to the 2026 MLFCU Scholarship Fund.

16
Jun

MEMBER SERVICE REWARDS

Reintroducing our Member Service Rewards! The more services you have with the CU allows you to receive a lower APR* on you loan.

02
Jun

Winners of the 2025 MLFCU’s Annual Scholarship Program Announced

Winners of the 2025 MLFCU's Annual Scholarship Program Announced!

14
May

Phone Scam Impersonates MLFCU VRU

It has been brought to our attention that someone has called one of our members and they are impersonating being an employee from Mountain Laurel FCU.

22
Apr

Quarterly Newsletter – Spring 2025

The latest quarterly newsletter is now available! Rates are subject to change at any time.

01
Apr

Winners of the 2024 Pennie Penguin and Stash Your Cash Programs Announced

08
Jan

Are You Traveling?

If you are planning on a vacation or just getting away for the weekend, please be sure to contact the credit union to have an alert put on your Debit [...]

23
Dec

Past news & events

Holiday Closures

2025 HOLIDAY CLOSURES

Independence Day – Friday, July 4th

Labor Day – Monday, September 1st

Columbus Day – Monday, October 13th

Veterans Day – Tuesday, November 11th

Thanksgiving – Thursday, November 27th

Christmas Eve – Wednesday, December 24th – Close at Noon

Christmas – Thursday, December 25th

New Years Eve – Wednesday, December 31st – Close at Noon

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

NMLS ID# 422133 Rate effective April 1st, 2025. Rates may include discounts for having 4+ services with the CU and discounts with Debt Protection/GAP and Mechanical Repair Coverage. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. ()as low as (*)APY/APR = Annual Percentage Yield/Annual Percentage Rate
Shares	.30%	APY**	Min. Balance $5.00
Club Accounts	.05%	APY**	No Min. Balance
IRA's	1.00%	APY**	No Min. Balance
24 mo. Cert.	3.50%	APY**	Min. Balance $500
Auto Loans*	4.43%	APR**
Visa*	12.90%	APR**
Home Equity* Rates are for 1st Lien only. Please contact CU for 2nd Lien rates.	4.625%	APR** 5 Year
	5.125%	APR** 10 Year
	5.625%	APR** 15 Year
Mortgage Loans	Varies	15, 20 & 30 year

View All Rates

Mortgage Rates

Apply Now

Applications & Forms

Select a Form

Apply for a Loan

Account Services

DRIVE4LESS Auto Loans

Ready to Get Away?

Let MLFCU help you with your summer plans!

New Camper and Boat loans starting at 5.365% APR* for up to 60 months

Used Camper and Boat loans starting at 5.665% APR* for up to 60 months

*APR = Annual Percentage Rate. Other rates and terms are available. Rates quoted above include a 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt protection to the loan. Not all applicants will qualify for lowest rate.

A VACATION LOAN FOR WHATEVER FLOATS YOUR BOAT

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply.

Side by Side/UTV Loans

*APR = Annual Percentage Rate. Other rates and terms are available. Rates quoted above include a 0.50% discount for the Member Service Rewards for having 4+ services with the CU and a 0.125% discount for adding GAP and/or Debt protection to the loan. Not all applicants will qualify for lowest rate.

Debt Consolidation Loan

*APR = Annual Percentage Rate. Certain terms and conditions apply. Funds must be payable to lenders.

Love your home even more.

*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. Certain restrictions apply. Funds must be payable to contractors or supply an estimate to verify work.

News & Events

DRIVE4LESS Auto Loans

Best of Tri-County! Vote for MLFCU

MLFCU’s Scholarship Raffles

MEMBER SERVICE REWARDS

Winners of the 2025 MLFCU’s Annual Scholarship Program Announced

Phone Scam Impersonates MLFCU VRU

Quarterly Newsletter – Spring 2025

Winners of the 2024 Pennie Penguin and Stash Your Cash Programs Announced

Are You Traveling?

Holiday Closures

Access your account 24-7 with phone banking, online banking or our mobile app!

Current Rates | Applications | Forms

Current Rates

Mortgage Rates

Applications & Forms

Loan Specials

Camper or Boat Loans

Vacation Loan Special

No Fee Home Equity Loan

Debt Consolidation Loan Special

Side-by-Side Utility Vehicle Loans

Home Improvement Loan

Vehicles & Items for Bid