{"id":59,"date":"2018-10-30T15:27:18","date_gmt":"2018-10-30T15:27:18","guid":{"rendered":"https:\/\/dev.mlfcu.net\/?page_id=59"},"modified":"2018-10-30T15:27:18","modified_gmt":"2018-10-30T15:27:18","slug":"savings-rates","status":"publish","type":"page","link":"https:\/\/www.mlfcu.net\/?page_id=59","title":{"rendered":"Savings Rates"},"content":{"rendered":"\n

SHARE, CLUBS, CERTIFICATES, IRA’S<\/h2>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Type<\/th>APR*<\/th>APY*<\/th>Minimum
Balance<\/th>\n<\/tr>\n<\/thead>\n
Share(Savings)<\/td><\/td><\/td>$5.00<\/td>\n<\/tr>\n
$0.01 to $2,500.00<\/td>0.25%<\/td>0.25%<\/td><\/td>\n<\/tr>\n
$2,500.01 to $15,000.00<\/td>0.30%<\/td>0.30%<\/td><\/td>\n<\/tr>\n
$15,000.01 to $50,000.00<\/td>0.35%<\/td>0.35%<\/td><\/td>\n<\/tr>\n
$50,000.01 and above<\/td>0.40%<\/td>0.40%<\/td><\/td>\n<\/tr>\n
<\/td><\/td><\/td><\/td>\n<\/tr>\n
Share Drafts<\/td>0.0%<\/td>0.0%<\/td>N\\A<\/td>\n<\/tr>\n
Vacation\/Christmas Club Shares<\/td>0.05%<\/td>0.05%<\/td>None<\/td>\n<\/tr>\n
*6 month certificate<\/td>3.75%<\/td>3.75%<\/td>$500<\/td>\n<\/tr>\n
*12 month certificate<\/td>3.50%<\/td>3.50%<\/td>$500<\/td>\n<\/tr>\n
*24 month certificate<\/td>3.25%<\/td>3.25%<\/td>$500<\/td>\n<\/tr>\n
IRA's (Individual Retirement Accounts)<\/td>1.00%<\/td>1.00%<\/td>None<\/td>\n<\/tr>\n
*12 month IRA certificate<\/td>3.50%<\/td>3.50%<\/td>$500<\/td>\n<\/tr>\n
*24 month IRA certificate<\/td>3.00%<\/td>3.00%<\/td>$500<\/td>\n<\/tr>\n
APR* = Annual Percentage Rate
\nAPY*=Annual Percentage Yield.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n

\"\"<\/p>\n

Rates are subject to change without notice.<\/p>\n

Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period.<\/p>\n

Penalty imposed for early withdrawal on Share Certificates.<\/p>\n

Fees could reduce the earnings on savings accounts.<\/p>\n

All rates are effective as of January 1st, 2026.<\/p>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":58,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"page-right-sidebar.php","meta":{"footnotes":""},"class_list":["post-59","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.mlfcu.net\/index.php?rest_route=\/wp\/v2\/pages\/59","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mlfcu.net\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.mlfcu.net\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.mlfcu.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mlfcu.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=59"}],"version-history":[{"count":0,"href":"https:\/\/www.mlfcu.net\/index.php?rest_route=\/wp\/v2\/pages\/59\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.mlfcu.net\/index.php?rest_route=\/wp\/v2\/pages\/58"}],"wp:attachment":[{"href":"https:\/\/www.mlfcu.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=59"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}