Holiday Consolidation Loan Special
Pay down those holiday purchases starting at 7.19% APR* for up to 48 months!Learn More... icon-angle-right
*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application.
The KEY to YOUR FIRST HOME is right here!
More mortgage options. Personal attention. Lower rates and fees.
All from a place you already know and trust – where you’re a member. Take the next step toward home ownership and ask us about financing your dream!Learn More... icon-angle-right
OwnersChoice Funding, Inc. | NMLS# 05038 | PO Box 12870 | Albany, NY 12212-2670
Great Rates for the Open Road!
Rates starting as low as 3.49% APR* for up to 60 months on new and used vehicles.Learn More... icon-angle-right
*APR = Annual Percentage Rate. Certain terms and conditions apply.
Discover the value in your home!
Home Equity Loan Rates as low as 3.49% APR for up to 60 months!Learn More... icon-angle-right
*APR = Annual Percentage Rate. Rates and terms are subject to change. Contact the CU for details and application. NMLS# 422133
2019 HOLIDAY CLOSURES
Memorial Day, Monday May 27th
Independence Day, Thursday July 4th
Labor Day, Monday September 2nd
Veterans Day, Monday November 11th
Thanksgiving, Thursday November 28th
Christmas, Wednesday December 25th
Access your account 24-7 with phone banking, online banking or our mobile app!
Current Rates | Applications | Forms
|NMLS ID# 422133 Rate effective January 1st, 2019. Rates and Terms are subject to change without notification. Fees could reduce the earnings on savings accounts. (*)as low as (**)APY/APR = Annual Percentage Yield/Annual Percentage Rate|
|Shares||.50%||APY**||Min. Balance $5.00|
|Club Accounts||.30%||APY**||No Min. Balance|
|IRA's||1.00%||APY**||No Min. Balance|
|24 mo. Cert.||0.80%||APY**||Min. Balance $500|
|Home Equity*||3.49%||APR** 5 Year|
|4.99%||APR** 10 Year|
|4.82%||APR** 15 Year|
|Mortgage Loans||Varies||15, 20 & 30 year|