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MLFCU Student
Choice Private Student Loans

Click on
link above to visit www.mlfcu.studentchoice.org
Mountain
Laurel Federal Credit Union Now Offers a
Private
Student Loan Solution with Your Best Interest in Mind!
With zero
origination fees, lower
interest rates and flexible
repayment options, it is easy to see why our private student loan
solution is a better way to pay for college. Whether you are a student
yourself or the parent of a student, MLFCU is here to help.
Our new Credit
Union Student Choice alternative loan program can help fill funding
gaps that federal aid can leave behind. As the cost of both public and
private colleges and universities continues to increase, federal funding
has not kept pace. This growing gap between what college costs and the
financial aid available is causing many families to resort to higher cost
loans to pay for higher education.
Since Mountain Laurel FCU is here for one reason only – to serve
our members – we are able to offer more competitive student loan options
and save you money. Student loans are a long-term relationship and it is
important to choose a lender carefully. Be sure you read the fine print
and compare fees, terms and repayment options (not just rates) when
comparing student loans. Read more about how to choose student loans and
the financial aid process in general by visiting mlfcu.studentchoice.org.
Remember Mountain Laurel FCU's goal is not just to help you fund a
college education for yourself or a family member, but to become your
financial partner for life. For more information about our Student Choice
loan program, and to apply, visit mlfcu.studentchoice.org or call our 24/7 call
center at (877)-250-3616.
We look forward to helping you achieve a higher education, without
the higher price tag!
INVEST IN AMERICA
MEMBER SAVINGS

Mountain
Laurel FCU Members: Shop, Save and Get Cash Back with Shop America
It’s no secret that most people shop
online these days. Thanks to a partnership with Invest in America, Mountain
Laurel FCU can help you save and get money back when you shop. Just
use Shop America and get rewarded with great discounts and cash back –
just for being loyal to your favorite online stores.
With Shop America, members like you have
access to more than 1,200 online retailers, including some the largest and
most popular, giving you major discounts when you shop. And every time you
earn $10 or more in cash back from your purchases, you’ll get a check as
a thank you!
So whether you’re looking to shop
online with Target, Macy’s, Best Buy, Apple or hundreds of other stores,
you can save and get paid to shop. Don’t forget to make your Shop
America purchases with your Mountain Laurel
FCU credit or debit card.
Shop America. Shop anytime. Easy online
access. Speak to a member representative or visit www.lovemycreditunion.org/Shop_America_585.html
for details on Shop America and the other Member Rewards partner offers
from Invest in America.
Congratulations To Our 2010 Scholarship
Winners

St. Marys Branch Winner, Shawn Millsop
Emporium Branch Winner, Janna Reynolds
Kane Branch Winner, Tanya Aul

Warren Branch Winner, Hillary Anderson (pictured
right)
For Bid
Sorry, no
vehicles at this time
Mountain Laurel FCU is now accepting bids
for the following:
The Mountain Laurel FCU is now accepting
bids for the vehicle listed above. This vehicle may be
viewed at the credit union office at 413 S. Michael Street, St.
Marys, PA. By placing a bid on this vehicle, you will accept
it in its present "AS IS" condition and relieves the
Mountain Laurel FCU of any further responsibility whatsoever in
connection with the condition of this vehicle. No
representation, promise, or warranty expressed or implies with
respect to the merchantability, suitability, or fitness for the
purpose intended of this vehicle. The Mountain Laurel FCU
reserves the right to accept or reject all bids.
Last day of bid:
IMPORTANT
NOTICE
The Federal Reserve Board has finalized
efforts to consolidate check processing sites due to the significant
decline in the volume of paper check processing. As a result, funds
from certain check deposits will be subject to a faster availability
schedule.
Effective February 27, 2010, the Mountain
Laurel Federal Credit Union Funds Availability Policy Disclosure is
amended as follows:
RESERVATION OF RIGHT TO HOLD –
In some cases, we will not make all of the funds that you
deposit by check available to you on the same business day that
we receive your deposit. Funds may not be available until the second
business day after the day of your deposit. However, the first
$100.00 of your deposit will be available on the first business
day after the day of your deposit. If we are not going to make
all of the funds from your deposit available on the same
business day, we will notify you at the time you make your
deposit. We will also tell you when the funds will be available.
If your deposit is not made directly to one of our employees or
if we decide to take this action after you have left the
premises, we will mail you the notice by the next business day
after we receive your deposit. If you will need the funds from a
deposit right away, you should ask us when the funds will be
available.
LONGER DELAYS MAY APPLY – We may
delay your ability to withdraw funds deposited by check into
your account an additional number of days for these reasons:
-
We believe a check you deposit will not be
paid.
-
You deposit checks totaling more than $5000.00
on any one (1) day.
-
You deposit a check that has been returned
unpaid.
-
You have overdrawn your account repeatedly in
the last six (6) months.
-
There is an emergency, such as failure of
communications or computer equipment.
We will notify you if we delay your
ability to withdraw funds for any of these reasons, and we will
tell you when the funds will be available. They will generally
be available no later than the seventh business day after
the day of your deposit.
Please retain this amendment with the
original Funds Availability Policy Disclosure provided to you.
You are welcome to contact the credit
union with any questions you may have regarding this change.
Thank you.
www.lovemycreditunion.org

MLFCU
STATEMENT NEWS



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