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Locations:
P.O. Box 193
413 S. Michael Street
St. Marys, PA  15857
814-834-9518
814-781-1646 fax

 

15 E. 4th Street
Emporium, PA  15834
814-486-0848
814-486-1846 fax
 
22 Greeves Street
Kane, PA  16735
814-837-6151
814-837-9655 fax
 
135 S. Kendall Ave.
Bradford, PA  16701
814-368-3880
814-368-1694 fax
 
1513 Pennsylvania Ave. E.
Warren, PA  16365
814-723-2221
814-723-9530 fax
 

 What's New

MLFCU Student Choice Private Student Loans

Click on link above to visit www.mlfcu.studentchoice.org 

Mountain Laurel Federal Credit Union Now Offers a 

Private Student Loan Solution with Your Best Interest in Mind!

With zero origination fees, lower interest rates and flexible repayment options, it is easy to see why our private student loan solution is a better way to pay for college. Whether you are a student yourself or the parent of a student, MLFCU is here to help.

Our new Credit Union Student Choice alternative loan program can help fill funding gaps that federal aid can leave behind. As the cost of both public and private colleges and universities continues to increase, federal funding has not kept pace. This growing gap between what college costs and the financial aid available is causing many families to resort to higher cost loans to pay for higher education.

 Since Mountain Laurel FCU is here for one reason only – to serve our members – we are able to offer more competitive student loan options and save you money. Student loans are a long-term relationship and it is important to choose a lender carefully. Be sure you read the fine print and compare fees, terms and repayment options (not just rates) when comparing student loans. Read more about how to choose student loans and the financial aid process in general by visiting mlfcu.studentchoice.org.

 Remember Mountain Laurel FCU's goal is not just to help you fund a college education for yourself or a family member, but to become your financial partner for life. For more information about our Student Choice loan program, and to apply, visit mlfcu.studentchoice.org or call our 24/7 call center at (877)-250-3616.

 We look forward to helping you achieve a higher education, without the higher price tag!


INVEST IN AMERICA MEMBER SAVINGS

 Shop America

Mountain Laurel FCU Members: Shop, Save and Get Cash Back with Shop America

It’s no secret that most people shop online these days. Thanks to a partnership with Invest in America, Mountain Laurel FCU can help you save and get money back when you shop. Just use Shop America and get rewarded with great discounts and cash back – just for being loyal to your favorite online stores.

With Shop America, members like you have access to more than 1,200 online retailers, including some the largest and most popular, giving you major discounts when you shop. And every time you earn $10 or more in cash back from your purchases, you’ll get a check as a thank you!

So whether you’re looking to shop online with Target, Macy’s, Best Buy, Apple or hundreds of other stores, you can save and get paid to shop. Don’t forget to make your Shop America purchases with your Mountain Laurel FCU credit or debit card.

Shop America. Shop anytime. Easy online access. Speak to a member representative or visit www.lovemycreditunion.org/Shop_America_585.html for details on Shop America and the other Member Rewards partner offers from Invest in America.


Congratulations To Our 2010 Scholarship Winners

 

St. Marys Branch Winner, Shawn Millsop

Emporium Branch Winner, Janna Reynolds

Kane Branch Winner, Tanya Aul

Warren Branch Winner, Hillary Anderson (pictured right)


 
For Bid
 
Sorry, no vehicles at this time
Mountain Laurel FCU is now accepting bids for the following:
The Mountain Laurel FCU is now accepting bids for the vehicle listed above.  This vehicle may be viewed at the credit union office at 413 S. Michael Street, St. Marys, PA.  By placing a bid on this vehicle, you will accept it in its present "AS IS" condition and relieves the Mountain Laurel FCU of any further responsibility whatsoever in connection with the condition of this vehicle.  No representation, promise, or warranty expressed or implies with respect to the merchantability, suitability, or fitness for the purpose intended of this vehicle.  The Mountain Laurel FCU reserves the right to accept or reject all bids.
 
Last day of bid:  
 

 

IMPORTANT NOTICE

The Federal Reserve Board has finalized efforts to consolidate check processing sites due to the significant decline in the volume of paper check processing. As a result, funds from certain check deposits will be subject to a faster availability schedule.

Effective February 27, 2010, the Mountain Laurel Federal Credit Union Funds Availability Policy Disclosure is amended as follows:

RESERVATION OF RIGHT TO HOLD – In some cases, we will not make all of the funds that you deposit by check available to you on the same business day that we receive your deposit. Funds may not be available until the second business day after the day of your deposit. However, the first $100.00 of your deposit will be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the same business day, we will notify you at the time you make your deposit. We will also tell you when the funds will be available. If your deposit is not made directly to one of our employees or if we decide to take this action after you have left the premises, we will mail you the notice by the next business day after we receive your deposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available.

LONGER DELAYS MAY APPLY – We may delay your ability to withdraw funds deposited by check into your account an additional number of days for these reasons:

    • We believe a check you deposit will not be paid.

    • You deposit checks totaling more than $5000.00 on any one (1) day.

    • You deposit a check that has been returned unpaid.

    • You have overdrawn your account repeatedly in the last six (6) months.

    • There is an emergency, such as failure of communications or computer equipment.

We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.

Please retain this amendment with the original Funds Availability Policy Disclosure provided to you.

You are welcome to contact the credit union with any questions you may have regarding this change.

Thank you.


www.lovemycreditunion.org


   MLFCU STATEMENT NEWS

 


There has never been a better time to be a member of Mountain Laurel Federal Credit Union!  The Joe Fisher Agency is pleased to announce a special group discount for all kinds of drivers.  Whether you have a perfect driving record, a not-so-perfect record, or a lapse in coverage, we want you to know "Nationwide is on your side."

Call today to get a free no-obligation quote!

Joe Fisher Agency Joe Fisher Agency
100 South Michael St.
St. Marys, PA  15857

Phone: (814) 781-3888

22 Race St.
Ridgway, PA  15853-1026

Phone: (814) 772-1176

 

 
Mountain Laurel Federal Credit Union
P.O. Box 193
413 S. Michael St.
St. Marys, PA  15857
Tel: 814-834-9518
Fax: 814-781-1646
E-mail:
mlfcu@windstream.net

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