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2010 Credit Union Annual
Dinner

As a member/owner of the credit union, you are
invited to attend the 2010 annual meeting and dinner. As an
owner of the credit union, your participation in the annual meeting
is one of the benefits of belonging. You will learn about
what's been accomplished in 2009, as well as service improvements
planned for the coming year. Participate in the election
process for the Board of Directors and Credit Committee.
This year will have a Casino Night
theme, so be sure to bring your good-luck charm with you.
Blackjack, Roulette and Craps tables will be just a few of the many
games that will be available for your enjoyment. Strictly play
money involved, but at the end of the night, your winnings will be
tallied and drawings will be held for prizes..
This year's event will be held at the Johnsonburg
Firehall in Johnsonburg, PA on Saturday, March 13th. You can
contact any branch to purchase tickets. Don't wait, as seating
is limited.

IMPORTANT
NOTICE
The Federal Reserve Board has finalized
efforts to consolidate check processing sites due to the significant
decline in the volume of paper check processing. As a result, funds
from certain check deposits will be subject to a faster availability
schedule.
Effective February 27, 2010, the Mountain
Laurel Federal Credit Union Funds Availability Policy Disclosure is
amended as follows:
RESERVATION OF RIGHT TO HOLD –
In some cases, we will not make all of the funds that you
deposit by check available to you on the same business day that
we receive your deposit. Funds may not be available until the second
business day after the day of your deposit. However, the first
$100.00 of your deposit will be available on the first business
day after the day of your deposit. If we are not going to make
all of the funds from your deposit available on the same
business day, we will notify you at the time you make your
deposit. We will also tell you when the funds will be available.
If your deposit is not made directly to one of our employees or
if we decide to take this action after you have left the
premises, we will mail you the notice by the next business day
after we receive your deposit. If you will need the funds from a
deposit right away, you should ask us when the funds will be
available.
LONGER DELAYS MAY APPLY – We may
delay your ability to withdraw funds deposited by check into
your account an additional number of days for these reasons:
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We believe a check you deposit will not be
paid.
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You deposit checks totaling more than $5000.00
on any one (1) day.
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You deposit a check that has been returned
unpaid.
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You have overdrawn your account repeatedly in
the last six (6) months.
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There is an emergency, such as failure of
communications or computer equipment.
We will notify you if we delay your
ability to withdraw funds for any of these reasons, and we will
tell you when the funds will be available. They will generally
be available no later than the seventh business day after
the day of your deposit.
Please retain this amendment with the
original Funds Availability Policy Disclosure provided to you.
You are welcome to contact the credit
union with any questions you may have regarding this change.
Thank you.

Mountain
Laurel FCU Members Can Save Up To 56% with CompleteTax
Mountain Laurel FCU wants to help
you save when you file for your federal income tax refund.
CompleteTax is tax preparation software that includes free
federal E-filing that will allow you to prepare your
tax return and receive your refund in days. Plus, you can file
your state taxes at the same time, all for one low price.
CompleteTax is as much as 37% less than leading providers and as a
partner in Invest in America credit union members receive an additional
30% discount.
That adds up to a total savings
of as much as 56% compared to the standard pricing from leading
providers.
And best of all, CompleteTax is powered by the same software
more CPA’s and tax professionals use for their clients.
Plus, when
you E-file, your tax refund can be directly deposited into your
credit union account. Then
simply invest your refund in a Mountain Laurel FCU Share
Certificate, Insured Money Market Account or IRA Account to maximize
your savings.
To learn more about Invest in
America and CompleteTax visit LoveMyCreditUnion.org.

For Bid
Mountain Laurel FCU is now accepting bids
for the following:
Sorry. No vehicles at
this time.
The Mountain Laurel FCU is now accepting
bids for the vehicle listed above. This vehicle may be
viewed at the credit union office at 413 S. Michael Street, St.
Marys, PA. By placing a bid on this vehicle, you will accept
it in its present "AS IS" condition and relieves the
Mountain Laurel FCU of any further responsibility whatsoever in
connection with the condition of this vehicle. No
representation, promise, or warranty expressed or implies with
respect to the merchantability, suitability, or fitness for the
purpose intended of this vehicle. The Mountain Laurel FCU
reserves the right to accept or reject all bids.
Last day of bid:

There’s never been a better time for credit union members to
Invest in America. That’s why credit unions have teamed up with
U.S. automakers to offer members great discounts on new
American-made vehicles.
All eligible current and new credit union members in
participating states have the unique opportunity to get a great
discount on a new vehicle from either GM or Chrysler. While the
discounts vary depending on which vehicle you choose, everyone
will drive away with a great deal.
The deal gets even better when you finance your vehicle at with
us. Thanks to our lower interest rates, your savings will really
add up.
Click on the banner to learn more!

www.lovemycreditunion.org
MLFCU
STATEMENT NEWS


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There has never been a better time to be a
member of Mountain Laurel Federal Credit Union! The Joe Fisher
Agency is pleased to announce a special group discount for all kinds of
drivers. Whether you have a perfect driving record, a not-so-perfect
record, or a lapse in coverage, we want you to know "Nationwide is on your
side."
Call today to get a free no-obligation quote!

| Joe
Fisher Agency |
Joe
Fisher Agency |
100 South
Michael St.
St. Marys, PA 15857
Phone: (814) 781-3888 |
22 Race St.
Ridgway, PA 15853-1026
Phone: (814) 772-1176 |
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