Please make checks payable to MLFCU

The Mountain Laurel Federal Credit Union is committed to providing you with financial products and services to meet your needs and help you reach your financial goals. We are required to give you this privacy notice. If after reading this notice you have any questions, please contact us at 1-814-834-9518.

What follows is a description of the information we collect and disclose, including the parties who receive nonpublic information from us as we conduct business of the credit union. This notice also explains your right to inform us if you do not want us to disclose certain information about you to other parties. 

We collect information about you from the following sources:

We may disclose all of the information we collect, as described above.

We may disclose nonpublic personal information about you to the following types of third parties:

We may disclose all of the information we collect, as described above to the companies that perform marketing or other services on out behalf or to other financial institutions with whom we have joint marketing agreements. We only work with companies who agree to maintain strong confidentiality protection and limit the use of the information we collect, as described above. We may also disclose information about you under other circumstances as permitted bylaw. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, and follow your instructions as you authorize or protect the security of our financial records. 

If you decide to terminate your membership with Mountain Laurel Federal Credit Union, we will not share the information we have collected about you, except what may be permitted or required by law. 

It takes only one joint account owner to exercise an opt-out right.

The credit union can not require all joint owners to opt out.

If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures, this is, and you may direct us not to make those disclosures (other than those permitted by law). If you wish to opt out of disclosures to nonaffiliated third parties, you may select one of the following. 

Stop into the credit union and ask for the opt out form. Or call our Opt Out Phone Line at 1-800-721-3709 and a form will be sent to you. You may opt out of these disclosures at any time. Once we receive your request, we have a reasonable amount of time to stop the disclosure. You may always contact us for assistance if you wish to later revoke your opt out election.

Note that this opt out, by law, will not apply to disclosures that are legally permitted or to disclosures we make to companies that perform services on our behalf or to other financial institutions which we endorse and that have joint marketing agreements with us. 

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.  

Mountain Laurel Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guide lines:

Protect your account numbers, card numbers, PINS (personal identification numbers) and passwords. Never keep your PIN with your debit or credit card which can provide free access to your accounts if your card is lost or stolen.

Use caution when disclosing your account numbers, social security numbers, etc. to other persons. If someone calls you, explain the call is on behalf of the credit union and asks for your account number, you should be ware. Official credit union staff will have access to your information and will not need to ask for it.

Keep your information with us current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will contact you immediately. If your address or phone number changes, please let us know. Let us know if you have questions. Please do not hesitate to call us - we are here to serve you!