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P.O.
Box 193
413
S. Michael Street
St.
Marys, PA 15857
814-834-9518
814-781-1646
fax
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15 E. 4th Street
Emporium, PA 15834
814-486-0848
814-486-1846 fax
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22 Greeves Street
Kane, PA 16735
814-837-6151
814-837-9655 fax
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135 S. Kendall
Ave.
Bradford,
PA 16701
814-368-3880
814-368-1694 fax
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1513
Pennsylvania Ave. E.
Warren, PA
16365
814-723-2221
814-723-9530 fax |
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What's
New
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![[FeedChick.jpg]
Emperor penguin (Aptenodytes Forsteri) chick asking for food. It starts by going 'Piu!', 'Piu!' with a head motion from front to back. Then when the adult looks down, the chick touches its beak which triggers a feeding reflex. Sound effect: emperor penguin chick.](penguinchick.jpg)
She has been born!
Name: Pennie Penguin
Starting January 1st, 2009, the Mountain Laurel Kids Club is going to be getting a new look and
a new mascot.
January News
 
2009 Annual Meeting
"Comedy Blast"
Plan to join us at the MLFCU 39th
Annual Meeting scheduled for
Saturday, March 14, 2009 at the Johnsonburg Fire
Hall, Johnsonburg, PA
Business Meeting starts promptly at 7:00 pm * Door
Prizes * Buffet Dinner
After dinner, get ready to laugh & roll out of
your seat with MLFCU "Comedy Blast"
Dancing will follow till midnight!
*Joe Fisher of Nationwide Insurance will be
providing the beverages *
Annual Meeting Reservation Form
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Name
(One guest per Member) & (One person to a
line, please) |
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Total Number ____ X $12.00 (before
March 1st) = $ _________
Total Number ____ X $14.00 (from
March 1st – 7th) = $ _______ |
PAYMENT OPTIONS: Check
enclosed or Deduct from: Checking or Savings
Please make checks payable to MLFCU
Account #:____________ Authorized
by:_____________________________
(Member Signature)
RETURN TO:
MOUNTAIN LAUREL FEDERAL CREDIT UNION
413 S. MICHAEL ST., BOX 193, ST. MARYS, PA 15857
Mountain Laurel FCU Branches
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P.O. Box 193
413 S. Michael St.
St. Marys, PA 15857
814-834-9518
814-781-1646 fax
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15 E. 4th Street
Emporium, PA 15834
814-486-0848
814-486-1846 fax |
22 Greeves Street
Kane, PA 16735
814-837-6151
814-837-9655 fax |
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135 S. Kendall Ave.
Bradford, PA 16701
814-368-3880
814-368-1694 fax |
1513 Pennsylvania Ave. E.
Warren, PA 16365
814-723-2221
814-723-9530 fax |
Mountain Laurel Federal Credit Union Privacy
Policy
The Mountain Laurel Federal Credit Union is committed to
providing you with financial products and services to meet your
needs and help you reach your financial goals. We are required to
give you this privacy notice. If after reading this notice you have
any questions, please contact us at 1-814-834-9518.
What follows is a description of the information we collect and
disclose, including the parties who receive nonpublic information
from us as we conduct business of the credit union. This notice also
explains your right to inform us if you do not want us to disclose
certain information about you to other parties.
Information we collect about you....
We collect information about you from the following sources:
· Information we receive from you on
applications and other forms
· Information about your transactions
with us or others
· Information we receive from a credit
reporting agency
· Information obtained when verifying
the information you provide on an application or other forms. This
may be obtained from your current or past employers or from other
institutions where you conduct financial transactions.
We may disclose all of the information we collect, as described
above.
Parties who receive information from us.
We may disclose nonpublic personal information about you to the
following types of third parties:
· Financial companies, such as insurance
companies and mortgage service companies; and
· Non-financial companies, such as,
consumer reporting agencies and retailers.
Disclosure of Information to Parties that Provide Services to
Us.
We may disclose all of the information we collect, as described
above to the companies that perform marketing or other services on
out behalf or to other financial institutions with whom we have
joint marketing agreements. We only work with companies who agree to
maintain strong confidentiality protection and limit the use of the
information we collect, as described above. We may also disclose
information about you under other circumstances as permitted bylaw.
These disclosures typically include information to process
transactions on your behalf, conduct the operations of our credit
union, and follow your instructions as you authorize or protect the
security of our financial records.
Disclosure of Information about Former Members
If you decide to terminate your membership with Mountain Laurel
Federal Credit Union, we will not share the information we have
collected about you, except what may be permitted or required by
law.
How to Stop or "Opt Out" of certain Disclosures About
you.
It takes only one joint account owner to exercise an opt-out
right.
The credit union can not require all joint owners to opt out.
If you prefer that we do not disclose nonpublic personal
information about you to nonaffiliated third parties, you may opt
out of those disclosures, this is, and you may direct us not to make
those disclosures (other than those permitted by law). If you wish
to opt out of disclosures to nonaffiliated third parties, you may
select one of the following.
Stop into the credit union and ask for the opt out form. Or call
our Opt Out Phone Line at 1-800-721-3709 and a form will be sent to
you. You may opt out of these disclosures at any time. Once we
receive your request, we have a reasonable amount of time to stop
the disclosure. You may always contact us for assistance if you wish
to later revoke your opt out election.
Note that this opt out, by law, will not apply to disclosures
that are legally permitted or to disclosures we make to
companies that perform services on our behalf or to other financial
institutions which we endorse and that have joint marketing
agreements with us.
How We Protect Your Information
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide
products or services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal regulations to guard
your nonpublic personal information.
What Members Can Do to Help
Mountain Laurel Federal Credit Union is committed to protecting
the privacy of its members. Members can help by following these
simple guide lines:
Protect your account numbers, card numbers, PINS (personal
identification numbers) and passwords. Never keep your PIN with
your debit or credit card which can provide free access to your
accounts if your card is lost or stolen.
Use caution when disclosing your account numbers, social
security numbers, etc. to other persons. If someone calls you,
explain the call is on behalf of the credit union and asks for
your account number, you should be ware. Official credit union
staff will have access to your information and will not need to
ask for it.
Keep your information with us current. It is important that
we have current information on how to reach you. If we detect
potentially fraudulent or unauthorized activity or use of an
account, we will contact you immediately. If your address or
phone number changes, please let us know. Let us know if
you have questions. Please do not hesitate to call us - we are
here to serve you!
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There has never been a better time to be a
member of Mountain Laurel Federal Credit Union! The Joe Fisher
Agency is pleased to announce a special group discount for all kinds of
drivers. Whether you have a perfect driving record, a not-so-perfect
record, or a lapse in coverage, we want you to know "Nationwide is on your
side."
Call today or click on the
banner below to get a free no-obligation quote!

| Joe
Fisher Agency |
Joe
Fisher Agency |
100 South
Michael St.
St. Marys, PA 15857
Phone: (814) 781-3888 |
22 Race St.
Ridgway, PA 15853-1026
Phone: (814) 772-1176 |
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