"Where It's Good To Be A Member"

 

Online Banking

Sign up here*

Log in here*


Online Lending

Apply here*


Online Bill Pay 

Sign up here*

View Demo

 

Locations:
P.O. Box 193
413 S. Michael Street
St. Marys, PA  15857
814-834-9518
814-781-1646 fax

 

15 E. 4th Street
Emporium, PA  15834
814-486-0848
814-486-1846 fax
 
22 Greeves Street
Kane, PA  16735
814-837-6151
814-837-9655 fax
 
135 S. Kendall Ave.
Bradford, PA  16701
814-368-3880
814-368-1694 fax
 
1513 Pennsylvania Ave. E.
Warren, PA  16365
814-723-2221
814-723-9530 fax
 
 Kid's Page

Welcome to Pennie Penguin Savers Club

At Mountain Laurel Federal Credit Union, we think our kids are pretty special!  That's why we have re-created our kids club just for our members age 12 and under.  It's a fun way to learn good savings habits at an early age.  Your account starts earning dividends immediately so you can watch your money grow with every deposit made to your account.


ACTIVITY TIME:

To Catch a Leprechaun

To Catch a Leprechaun Hat

 

LEPRECHAUN HAT PIT TRAP

Leprechauns have big egos, so a giant version of their own hat is irresistible to them. Once they step on the false top, you'll have caught a 10-gallon prize.


So that the top doesn't give way too soon, use a lightweight bait, such as a crumpled piece of gold foil.

Leprechaun hat trap: step image Our hat, a recycled oatmeal container, is wrapped with green felt secured with double-sided tape. To make the trap, we cut a hole in the lid (see image), then cunningly concealed it with a circle of green felt that will give way when the leprechaun steps on it.

Leprechauns love to break rules. Warning signs are sure to lure them in.

Natural materials make these woodland creatures feel at home. Our ladder is made from twigs held together with wood glue.


RECIPE CORNER:

Taste a Rainbow

Taste a Rainbow

RECIPE INGREDIENTS:

  • White cake mix (we used an 18-1/4-ounce box)
  • Food coloring (red, blue, green, and yellow)
  • Baking cups
  • Whipped cream (optional)

Instructions:

  • Prepare your favorite white cake mix, then divide the batter evenly among six small bowls. Following the chart below, dye each bowl of batter a rainbow color.

    RAINBOW COLOR DROPS OF FOOD COLORING
    Purple 9 red and 6 blue drops
    Blue 12 drops
    Green 12 drops
    Yellow 12 drops
    Orange 12 yellow and 4 red drops
    Red 18 drops


  • Line 16 muffin pan wells with baking cups. Evenly distribute the purple batter among the cups, then the blue, and so on, following the order shown. As you go, gently spread each layer of batter with the back of a spoon to cover the color underneath.

  • Bake the cupcakes according to your recipe directions. Before serving, remove the paper wrapping, and if you like, top each cupcake with a whipped-cream cloud


Monthly Word Search

templates


Monthly Puzzle

St. Patricks' Day Shamrock Maze

 


Check out this Website!

The public TV series where kids teach kids about money and business.

Biz Kid$ is the fun, fast-paced public television series where kids teach kids about money and business. Whether a handbag designer, podcast host, or a dog groomer, the young business owners on the series inspire viewers to turn their passions into profit. Comedy sketches and spoofs of movies make the series a hit with kids and parents alike. Biz Kid$ also shows how to use credit wisely and illustrates the importance of saving, budgeting, investing, and giving back to the community.



Watch It Grow

You’ve probably heard how important it is to save your money.

Did you know that the credit union will pay you to save your money?

When you save in your share account, your dollars will earn extra money called dividends, and the extra money will add up along with the dollars you save. For example, a dollar doesn’t seem like much, but if you save a dollar a week, every week, by the time you graduate from high school, you could have thousands of dollars in your share account. Plus, thanks to the dividends, you’ll also receive hundreds of extra dollars. 

So, start today by giving your dollars a job and let them earn dividends for you. 

Save a little now each week and watch the dollars grow in your share account.


*Who can join the Kid's Club?

Kid's from the ages of newborn to 12 are invited to join the Credit Union Kid's Club as long as they or a parent or relative live, work, worship or go to school in Elk, Cameron, McKean or Warren Counties.  This account must have a legal adult as joint owner.

*Membership Fee

To join, you must make an initial deposit of $5.25 to open your share (savings) account. A share account is the credit unions name for a savings account.  Account will start to earn dividends immediately.  There are no monthly maintenance fees.

*Enrollment Prizes

Members will receive a prize for joining the Kids Club.

*Monthly Drawings

Every time you make a deposit of $1.00 or more, you will be entered in the Pennie Penguin Savers Club drawing.  At the end of every month, one winner from each branch will be drawn for a $10.00 prize.  The $10.00 prize will be deposited directly into the winners share (savings) account.  All entries will be saved for a yearly drawing of $100.00, which will also be deposited into the account.

*Savers Birthday

Club members will receive a birthday card from Pennie on their birthday.

 

*Annual Birthday Bash

Club members will be invited to Pennie's annual birthday bash, where they can meet Pennie in person.

*Newsletter

All Pennie Penguin Savers Club members will receive a newsletter twice a year filled with exciting things to do, stories to read, special events and contests to enter.

Join Today - It Makes Great Cents!!!

Mountain Laurel FCU reserves the right to change, in any way the rules and regulations of the kids club.  See the credit union for complete details.


Notice:  This page was designed for kids to help them understand what a credit union is all about and to have fun exploring the world wide web. These links will take you outside the Mountain Laurel Federal Credit Unions web site. Please remember that the credit union is not responsible for the content of other websites you may visit or availability.

The staff at Mountain Laurel Federal Credit Union would like you to stop into the credit union and see for yourself what makes credit unions better than other financial institutions. Here's some questions and answers concerning credit unions...


What makes a credit union different?

Credit Unions are owned by it's members. All money or profits that the credit union makes are returned to the members in the form of dividends. Banks on the other hand have stockholders who invest money in their bank in hopes of making a profit. All money made at the bank are returned to the investors.  

How does a credit union work?

When you give money to the credit union or make a deposit, the credit union can loan that money to other members. The credit union charges that person "interest" on that money. Interest is a fee that is paid by the borrower for use of the money. The credit union uses the interest to pay bills and to pay dividends to the members for the use of their money.

Who can be a member of Mountain Laurel Federal Credit Union?

As long as you live, work, go to school or worship in Elk, Cameron, McKean or Warren Counties you can belong to the credit union!

 
Mountain Laurel Federal Credit Union
P.O. Box 193
413 S. Michael St.
St. Marys, PA  15857
Tel: 814-834-9518
Fax: 814-781-1646
E-mail:
mlfcu@windstream.net

NCUA Share Insurance Sign

 

 

Blumenthals.com

Website Hosting by
Blumenthals.com
(716)
372-4008