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Rates
Loan Rates
Vehicles, Personal, Share Secured, VISA Cards
| Loan Type | APR* as low as | Term | ||
| New and Used Vehicle (2012 - 2017) | ||||
| 1.99% | up to 48 mo. | |||
| 2.79% | up to 60 mo. | |||
| 3.29% | up to 72 mo. | |||
| 3.79% | up to 84 mo. | |||
| Used Vehicle (2007 - 2011) | 4.59% | up to 48 mo. | 4.59% | up to 60 mo. if retail value is over $10,000 |
| Used Vehicle (2002 - 2006) | 5.99% | up to 48 mo. | ||
| New ATV/Snowmobile/Motorcycle (2017 listed as new or within 6 mo. of new) | 1.99% | up to 36 mo. | ||
| New ATV/Snowmobile/Motorcycle (2017 listed as new or within 6 mo. of new) | 2.49% | up to 48 mo. | ||
| New ATV/Snowmobile/Motorcycle (2017 listed as new or within 6 mo. of new) | 2.99% | up to 60 mo. | ||
| New ATV/Snowmobile/Motorcycle (2016 listed as new or within 6 mo. of new) | 3.99% | up to 72 mo. | ||
| Used ATV/Snowmobile/Motorcycle (2007 - 2017) | 1.99% | up to 36 mo. | ||
| Used ATV/Snowmobile/Motorcycle (2007 - 2017) | 2.49% | up to 48 mo. | ||
| Used ATV/Snowmobile/Motorcycle (2007 - 2017) | 3.99% | up to 60 mo. | ||
| Used ATV/Snowmobile/Motorcycle (2007 - 2017) | 4.99% | up to 72 mo. | ||
| New Camper/Boat (2017 listed as new or within 6 mo. of new) | 2.99% | up to 60 mo. | ||
| New Camper/Boat (2017 listed as new or within 6 mo. of new) | 3.99% | up to 72 mo. | ||
| New Camper/Boat (2017 listed as new or within 6 mo. of new) | 4.99% | up to 84 mo. | ||
| New Camper/Boat (2017 listed as new or within 6 mo. of new) | 5.49% | up to 120 mo. | ||
| Used Camper/Boat (2007 - 2017) | 3.99% | up to 60 mo. | ||
| Used Camper/Boat (2007 - 2017) | 4.99% | up to 72 mo. | ||
| Used Camper/Boat (2007 - 2017) | 5.99% | up to 84 mo. | ||
| Older Camper/Boat (2003 - 2006) | 6.99% | up to 48 mo. | ||
| Older Camper/Boat (1996 - 2002) | 7.75% | up to 42 mo. | ||
| Signature Loan | 10.99% | 0 to 60 mo. | ||
| Co-Maker Loan | 8.99% | 0 to 60 mo. | ||
| 50% Secured by Shares | 9.60% | 0 to 60 mo. | ||
| 100% Secured by Shares | 2.00% over current savings or share certificate rate | 0 to 60 mo. | ||
| VISA Credit Card | 10.90% |
(*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification.
Click Here to apply online for a Credit Union loan, or Click Here to contact us for more details.
Mortgage & Home Equity Rates
| Loan Type | APR* as low as | Term |
| Home Equity | 2.74% | 5 Year |
| 3.39% | 10 Year | |
| 3.69% | 15 Year | |
| Mortgage Loans | Varies | 15, 20 & 30 year |
NMLS ID# 422133 (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification.
Click Here to contact us for more details.
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Online Banking
Please remember that Mountain Laurel FCU will NEVER contact you via phone, letter, e-mail or text message to tell you that you can lower your interest rates, ask for your account numbers, user names, passwords, PINs or Social Security number. If you are suspicious of any communication you received from the credit union, please don't hesitate to verify it by calling us at (814) 834-9518.
Competitive mortgage financing
from the credit union you trust
Mountain Laurel FCU in partnership with OwnersChoice, is pleased to announce our mortgage financing program. Whether you’re purchasing a home or refinancing your mortgage, you can look to us for trusted advice and exceptional service.
Our mortgage program features:
| •a secure online application process; |
| •expanded loan programs; |
| •low interest rates and closing costs; and |
| •expert support and assistance throughout the entire process. |
All MLFCU mortgage loans are serviced through OwnersChoice, a full-service mortgage corporation serving credit unions in the greater Northeast.
If you are looking for competitive mortgage financing from a lender you can trust, stop by your local office or contact us at 814-834-9518.
Are you traveling?
If you are planning on a vacation or just getting away for the weekend, please be sure to contact the credit union to have an alert put on your Debit and/or Credit Cards.
Please click here to enter your requested insurance information.
Our new Mobile App is now available!
Download today from the App Store or Google Play
WE ARE PROUD TO ANNOUNCE
...that we have partnered with Sherpa Identity Protection, and may now offer critical protection service to our members. Sherpa is powered by the leading provider of global, enterprise-level identity protection and fraud detection technologies and solutions. Their service goes beyond standard credit monitoring to include a multi-layered approach to protecting identities -- credit monitoring, internet surveillance, lost wallet protection, full-service identity and credit restoration, and up to $1 million in insurance protection.
You can trust in Mountain Laurel Federal Credit Union and Sherpa to help keep your personal information protected.
Click the Sherpa link for more information
Affordable Health Insurance Offer
Loan Specials
Nail Down a Great Home Equity Loan Special - Now offering 15 Year Term
Vehicles for Bid
Items for Bid
EVENTS
NEWS
Your Online Banking Experience Just Got Even Better!
Are you ready to go Mobile? The App is ready!
AskAuto app is now ready for download
2017 HOLIDAY CLOSURES
| Columbus Day | Monday | October 9th |
| Thanksgiving Day | Thursday | November 23rd |
| Christmas Day | Monday | December 25th |
| New Years Day | Monday | January 1st |
Access your account 24-7 with phone banking, online banking or our mobile app!
Mountain Laurel FCU is now accepting bids for the following:
The Mountain Laurel FCU is now accepting bids for the vehicle listed above. This vehicle may be viewed at the credit union office at 413 S. Michael Street, St. Marys, PA. By placing a bid on this vehicle, you will accept it in its present "AS IS" condition and relieves the Mountain Laurel FCU of any further responsibility whatsoever in connection with the condition of this vehicle. No representation, promise, or warranty expressed or implies with respect to the merchantability, suitability, or fitness for the purpose intended of this vehicle. The Mountain Laurel FCU reserves the right to accept or reject all bids.
Last date of bid:
Today's Mortgage Rates
ROUTING / ABA NUMBER:
231385798
VOICE RESPONSE TELLER:
(814) 834-4874
(877) 286-5328
VISA CUSTOMER SERVICE:
(800) 442-4757
DEBIT / ATM LOST / STOLEN:
(814) 834-9518
DEBIT CARD AFTER HOURS & WEEKENDS:
(888) 467-7001
