Auto, Boat, Motorcycle, RV, Snowmobile and ATV Loans
Options You Like, Rates You Can Afford.
Whether you are looking for a new car, used car, motorcycle, boat, snowmobile, ATV or RV, we are your one-stop-shop for all of your borrowing needs.
We think your borrowing experience should be as easy and rewarding as possible, and we'll do all we can to set you up with the payment structure that works best for you. We offer convenient payment options, such as a monthly coupon book, cash payments, monthly transfer from your Credit Union Savings, payroll deduction, or direct deposit.
You Deserve the Best Rate.
|Loan Type||APR* |
as low asÂ Â Â
|New Vehicle||2.75%||up to 72 mo.|
|Used Vehicle (2010 - 2014)||2.75%||up to 60 mo.|
|3.75%||up to 72 mo.|
|Used Vehicle (2005 - 2009)||5.99%||up to 48 mo.|
|New Camper/Boat (2015 listed as new or within 6 mo. of new)||2.99%||up to 60 mo.|
|New Camper/Boat (2015 listed as new or within 6 mo. of new)||3.99%||up to 72 mo.|
|Used Camper/Boat (2005 - 2014)||3.99%||up to 60 mo.|
|Used Camper/Boat (2005 - 2014)||4.99%||up to 72 mo.|
|Older Camper/Boat (2001 - 2004)||6.99%||up to 48 mo.|
|Older Camper/Boat (1994 - 2000)||7.75%||up to 42 mo.|
(*)Annual Percentage Rate - Rates and Terms are subject to change without notification.
Dream Car. Dream Loan. AskAutoÂ® App.
Shopping for a car can be a complicated, stressful experience. What if you could find help to make the process easier? Now you can, with our new AskAuto app for your smartphone or tablet.
The AskAuto app is a powerful research and lending tool that can help you shop for your dream car and apply for a great loan through Mountain Laurel Federal Credit Union.
The app is easy to use. Letâ€™s say youâ€™re out shopping for vehicles on Sunday afternoon and see three cars that you like. Simply scan the VINs into your mobile device to get the average retail cost, EPA mileage estimates and make notes about each vehicle. The AskAuto app saves the information so you can compare later.
While youâ€™re on the lot, we can even send you messages about available loans or dealerships we have good partnerships with â€“ giving you good, trustworthy information right when you need it.
Once youâ€™ve decided on your car, apply for your loan anytime, anywhere using your smartphone or mobile device. Just scan your driverâ€™s license* and let the AskAuto app do most of the work for you. Your loan application will prefill your personal information and the vehicle information you saved earlier.
With the AskAuto app, youâ€™ll stay organized, save time and have information to make an informed purchase right at your fingertips.
Want to take the AskAuto app for a spin? Download today at http://askauto.loanliner.com/market. Be sure to select Mountain Laurel Federal Credit Union on the appâ€™s startup screen.
- Driverâ€™s license scan not available in all states.
Credit Union Road Pal
CU Road Pal was created exclusively for credit union members and provides unparalleled service and unprecedented value in roadside assistance protection. For less than $1 per week*, CU Road Pal offers a wide range of roadside assistance services and other benefits. This is a significant savings as compared to competing auto club plans.
From little incidents like being locked out of your vehicle to bigger troubles like needing a tow truck, CU Road Pal is here, 24/7, to help get you back on the road quickly. Professional customer service personnel are just a phone call away and are ready and waiting to assist you 24 hours a day/365 days a year. Your safety and uninterrupted driving pleasure is our number one goal. We are always here when you need us. Want to learn more about the Credit Union Road Pal program and how it can benefit you? Read our Credit Union Road Pal Benefits
NADA - Make An Informed Decision.
Consider visiting NADAguides.com, a leading vehicle information website, to discover vehicle values and specification information at the click of a mouse. Powered by the editorial experts at N.A.D.A., a 70-year-old vehicle information publishing company, NADAguides.com is known across the country for its market-reflective vehicle information, including data for classic cars, boats, motorcycles, RVs, ATVs, personal watercraft and more.
Let us show you the CARFAX.
Contact the credit union to see how you can order your CARFAX
before you purchase your next vehicle.
Debt Protection - Consumer
Consumer Debt Protection is available to borrowing members at a reasonable cost. This protection covers loss of life, disability, and involuntary unemployment. Ask a CU Rep. for more information.
Debt Protection - Credit Card
Credit Card Debt Protection is available to borrowing members at a reasonable cost. This protection covers loss of life, disability, and involuntary unemployment. Ask a CU Rep. for more information.
Debt Protection - Home Equity
Home Equity Debt Protection is available to borrowing members at a reasonable cost. This protection covers loss of life, transitional loss of life, disability, and involuntary unemployment. Ask a CU Rep. for more information.
Gap Insurance is available to borrowing members at a reasonable cost. Gap Insurance helps pay the difference between a vehicleâ€™s actual cash value and the memberâ€™s loan balance according to provisions and conditions set forth in the waiver. Ask a CU Rep. for more information.
The results of this loan payment calculator are for comparison purposes only. They will be a close approximation of the actual loan repayments if available at the terms entered, from a financial institution.