Auto, Boat, Motorcycle, RV, Snowmobile and ATV Loans

Options You Like, Rates You Can Afford.

Fast, Easy Auto Loans

Whether you are looking for a new car, used car, motorcycle, boat, snowmobile, ATV or RV, we are your one-stop-shop for all of your borrowing needs.

We think your borrowing experience should be as easy and rewarding as possible, and we'll do all we can to set you up with the payment structure that works best for you. We offer convenient payment options, such as a monthly coupon book, cash payments, monthly transfer from your Credit Union Savings, payroll deduction, or direct deposit.

To apply for a loan, you can visit one of our five locations or apply online.

You Deserve the Best Rate.

Loan TypeAPR*
as low as   
New Vehicle 2.75%up to 72 mo.
Used Vehicle (2009 - 2013)2.75%up to 60 mo.
3.75%up to 72 mo.
Used Vehicle (2004 - 2008)5.99%up to 48 mo.
New Camper/Boat (2014 listed as new or within 6 mo. of new)2.99%up to 60 mo.
Used Camper/Boat (2004 - 2013)3.99%up to 60 mo.
Older Camper/Boat (2000 - 2003)6.99%up to 48 mo.
Older Camper/Boat (1993 - 1999)7.75%up to 42 mo.

(*)Annual Percentage Rate - Rates and Terms are subject to change without notification.

Dream Car. Dream Loan. AskAuto® App.

Shopping for a car can be a complicated, stressful experience. What if you could find help to make the process easier? Now you can, with our new AskAuto app for your smartphone or tablet.

The AskAuto app is a powerful research and lending tool that can help you shop for your dream car and apply for a great loan through Mountain Laurel Federal Credit Union. The app is easy to use. Let’s say you’re out shopping for vehicles on Sunday afternoon and see three cars that you like. Simply scan the VINs into your mobile device to get the average retail cost, EPA mileage estimates and make notes about each vehicle. The AskAuto app saves the information so you can compare later. While you’re on the lot, we can even send you messages about available loans or dealerships we have good partnerships with – giving you good, trustworthy information right when you need it.

Once you’ve decided on your car, apply for your loan anytime, anywhere using your smartphone or mobile device. Just scan your driver’s license* and let the AskAuto app do most of the work for you. Your loan application will prefill your personal information and the vehicle information you saved earlier. With the AskAuto app, you’ll stay organized, save time and have information to make an informed purchase right at your fingertips.

Want to take the AskAuto app for a spin? Download today at Be sure to select Mountain Laurel Federal Credit Union on the app’s startup screen.

  • Driver’s license scan not available in all states.

AUTO INSURANCE FROM TRU STAGE Savings on car insurance. You could save up to $427.96. Get Quote.

TruStage™ Auto Insurance Program

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


Have a new set of wheels in your future? Check out our Credit Union Member Discount from GM

Save Three Ways on a New GM

We've teamed with Invest in America to bring you the Credit Union Member Discount from GM to help you save three ways on a new vehicle: save hundreds, even thousands with exclusive member discounts; add dealer incentives onto that discount; and don't forget our great low auto loan rates! Get the details at

IIA = GM Promotion

Credit Union Auto Club

The Credit Union Auto Club was created exclusively for credit union members and provides unparalleled service and unprecedented value in roadside assistance protection. Credit Union Auto Club offers a wide range of roadside assistance services and other travel-related benefits to credit union members at significant savings as compared to competing auto club plans.

From little incidents like being locked out of your vehicle to bigger troubles like needing a tow truck, Credit Union Auto Club is here, 24/7, to help get you back on the road quickly. Professional customer service personnel are just a phone call away and are ready and waiting to assist you 24 hours a day/365 days a year. Your safety and uninterrupted driving pleasure is our number one goal. We are always here when you need us.

Want to learn more about the Credit Union Auto Club program and how it can benefit you? Read our Credit Union Auto Club Benefits

Credit Union Auto Club

NADA - Make An Informed Decision.


Consider visiting, a leading vehicle information website, to discover vehicle values and specification information at the click of a mouse. Powered by the editorial experts at N.A.D.A., a 70-year-old vehicle information publishing company, is known across the country for its market-reflective vehicle information, including data for classic cars, boats, motorcycles, RVs, ATVs, personal watercraft and more.


Let us show you the CARFAX.

Contact the credit union to see how you can order your CARFAX before you purchase your next vehicle.

Debt Protection - Consumer

Click here for our Debt Protection Consumer calculator

Consumer Debt Protection is available to borrowing members at a reasonable cost. This protection covers loss of life, disability, and involuntary unemployment. Ask a CU Rep. for more information.

Debt Protection - Credit Card

Click here for our Debt Protection Credit Card calculator

Credit Card Debt Protection is available to borrowing members at a reasonable cost. This protection covers loss of life, disability, and involuntary unemployment. Ask a CU Rep. for more information.

Debt Protection - Home Equity

Click here for our Debt Protection Home Equity calculator

Home Equity Debt Protection is available to borrowing members at a reasonable cost. This protection covers loss of life, transitional loss of life, disability, and involuntary unemployment. Ask a CU Rep. for more information.

Gap Insurance

Gap Insurance is available to borrowing members at a reasonable cost. Gap Insurance helps pay the difference between a vehicle’s actual cash value and the member’s loan balance according to provisions and conditions set forth in the waiver. Ask a CU Rep. for more information.


The results of this loan payment calculator are for comparison purposes only. They will be a close approximation of the actual loan repayments if available at the terms entered, from a financial institution.

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