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Rates

  • Loan Rates
  • Mortgage Rates
  • Savings Rates

    LOANS

    Vehicles, Personal, Share Secured, VISA Cards

    Loan TypeAPR*
    as low as
    Term
    New and Used Vehicle (2012 - 2017)
    1.99%up to 48 mo.
    2.79%up to 60 mo.
    3.29%up to 72 mo.
    3.79%up to 84 mo.

    Used Vehicle (2007 - 2011)4.59%up to 48 mo.4.59%up to 60 mo. if retail value over $10,000

    Used Vehicle (2002 - 2006)5.99%up to 48 mo.


    New ATV/Snowmobile/Motorcycle (2017 listed as new or within 6 mo. of new)1.99%up to 36 mo.
    New ATV/Snowmobile/Motorcycle (2017 listed as new or within 6 mo. of new)2.49%up to 48 mo.
    New ATV/Snowmobile/Motorcycle (2017 listed as new or within 6 mo. of new)2.99%up to 60 mo.
    New ATV/Snowmobile/Motorcycle (2016 listed as new or within 6 mo. of new)3.99%up to 72 mo.

    Used ATV/Snowmobile/Motorcycle (2007 - 2017)1.99%up to 36 mo.
    Used ATV/Snowmobile/Motorcycle (2007 - 2017)2.49%up to 48 mo.
    Used ATV/Snowmobile/Motorcycle (2007 - 2017)3.99%up to 60 mo.
    Used ATV/Snowmobile/Motorcycle (2007 - 2017)4.99%up to 72 mo.

    New Camper/Boat (2017 listed as new or within 6 mo. of new)2.99%up to 60 mo.
    New Camper/Boat (2017 listed as new or within 6 mo. of new)3.99%up to 72 mo.
    New Camper/Boat (2017 listed as new or within 6 mo. of new)4.99%up to 84 mo.
    New Camper/Boat (2017 listed as new or within 6 mo. of new)5.49%up to 120 mo.

    Used Camper/Boat (2007 - 2017)3.99%up to 60 mo.
    Used Camper/Boat (2007 - 2017)4.99%up to 72 mo.
    Used Camper/Boat (2007 - 2017)5.99%up to 84 mo.

    Older Camper/Boat (2003 - 2006)6.99%up to 48 mo.
    Older Camper/Boat (1996 - 2002)7.75%up to 42 mo.

    Signature Loan10.99%0 to 60 mo.
    Co-Maker Loan8.99%0 to 60 mo.

    50% Secured by Shares9.60%0 to 60 mo.
    100% Secured by Shares2.00% over current savings
    or share certificate rate
    0 to 60 mo.

    VISA Credit Card10.90%

    (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification.

    Click Here to apply online for a Credit Union loan, or Click Here to contact us for more details.


    Mortgage & Home Equity Rates

    Loan TypeAPR*
    as low as
    Term
    Home Equity2.49%5 Year
    3.15%10 Year
    3.45%15 Year
    Mortgage LoansVaries15, 20 & 30 year

    NMLS ID# 422133 (*)APR=Annual Percentage Rate - Rates and Terms are subject to change without notification.

    Click Here to contact us for more details.


    Saving Rates

    Share, Clubs, Certificates & IRA's

    Save for your future today with MLFCU!
    TypeAPR*APY*Minimum Balance
    Share(Savings)0.24%0.24%$5.00
    Share Drafts0.0%0.0%N\A
    Vacation/Christmas Club Shares0.15%0.15%None
    IRA's (Individual Retirement Accounts)1.00%1.00%None
    6 month certificate0.30%0.30%$500
    12 month certificate0.50%0.50%$500
    24 month certificate0.60%0.60%$500

    APR* = Annual Percentage Rate, APY=Annual Percentage Yield.

    Rates are subject to change without notice.

    Dividends are paid quarterly on the average daily balance.

    Penalty imposed for early withdrawal on Share Certificates.

    All rates are current and effective as of January 1, 2017.


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